Hamilton County property record for 2003 Garfield St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 691 sqft · built 1930 |
| Lot Size | 0.08 acres (3,510 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $168 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 146F E 024 |
| Primary APN | 146F E 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 691 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,510 sqft (0.08 acres) |
| Lot Dimensions | 135 ft deep x 26 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000073488 |
|---|---|
| Street Address | 2003 GARFIELD ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 9 BLK 5 LOVEMAN ADDN PB 2 PG 2 |
| Legal Subdivision | LOVEMAN ADD |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 400 |
2003 Garfield St is owned by two individuals who acquired it in December 2010.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1729 JEANAGA TRL, CHATTANOOGA, TN 37406-2737 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2010 |
| Deed Sale | Dec 15, 2010 |
| Deed Document Number | 0009445557 |
| Prior Transfer Date | Mar 26, 2002 |
| Prior Transfer Doc | 2002032600246 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2003 Garfield St was $168, up 17.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168.00 (+17.48%) | $11,125 (+73.83%) | $44,500 (+73.83%) Land $17,000 Building $27,500 |
| 2024 | $143.00 | $6,400 (-) | $25,600 (-) Land $8,500 Building $17,100 |
| 2023 | $143.00 | $6,400 (-) | $25,600 (-) Land $8,500 Building $17,100 |
| 2022 | $143.00 | $6,400 | $25,600 Land $8,500 Building $17,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2003 Garfield St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2003 Garfield St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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