Highlands County property record for 2003 Flower Ter, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,531 sqft · built 1990 |
| Lot Size | 0.999 acres (43,550 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $95,575 (Dec 2014) |
| Tax Bill | $2,018 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C245808001300090 |
| Primary APN | C245808001300090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 43,550 sqft (0.999 acres) |
| Lot Dimensions | 335 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 456 sqft |
| Driveway | Driveway |
| Driveway Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 410 sqft |
| Porch | Open Porch |
| Porch Area | 740 sqft |
| Patio Area | 924 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C245808001300090 |
|---|---|
| Street Address | 2003 FLOWER TER |
| City | SEBRING |
| State | FL |
| Zip | 33875-6047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE BLOSSOM EST UNIT 8 PB 6-PG 18 LOT 9 BLK 13 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | ORANGE BLOSSOM EST |
| Legal Block | 13 |
| Legal Lot Number | 9 |
| Legal Unit | 8 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 961301 |
Source: Highlands County records · APN C245808001300090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2003 FLOWER TER, SEBRING, FL 33875-6047 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 01, 2022 | Deed of Trust, Mortgage · Line of Credit TRAX CREDIT UNION |
| Sep 05, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2014 · Amount on Record |
| Deed Sale | Dec 19, 2014 · Amount on Record |
| Prior Sale | Sep 09, 2014 |
| Deed Document Number | 1757120 |
| Deed Book / Page | 2457 / 0246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2003 FLOWER TER, SEBRING, FL 33875-6047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE |
| Name | Verified Name |
|---|---|
| Address | 2003 FLOWER TER, SEBRING, FL 33875-6047 |
| Document Number | 0002067855 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 2870/1201 |
| Instrument | 2067855 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2003 FLOWER TER, SEBRING, FL 33875-6047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2003 FLOWER TER, SEBRING, FL 33875-6047 |
| Document Number | 0002085608 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | 2894/1721 |
| Instrument | 2085608 |
| Name | TRAX CREDIT UNION |
|---|---|
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2003 FLOWER TER, SEBRING, FL 33875-6004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0001910334 |
|---|---|
| Date | Sep 05, 2018 |
| Book Page | 2654/0576 |
| Instrument | 1910334 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2003 FLOWER TER, SEBRING, FL 33875-6004 |
| Document Number | 0001879241 |
| Book / Page | 002615 / 000408 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | COMPASS LAND AND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2003 FLOWER TER SEBRING FL 338756004, SEBRING, FL 33875-6004 |
| Document Number | 0001879241 |
|---|---|
| Date | Jan 05, 2018 |
| Book Page | 002615/000408 |
| Instrument | 1879241 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2048 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172,089 (+7.66%) | $277,870 (-1.24%) Land $37,180 Building $240,690 | |
| 2024 | $2,018.00 (+4.13%) | ||
| 2023 | $1,938.00 (+3.8%) Homeowner's exemption | $159,841 (+4.91%) | $281,345 (+17.96%) Land $22,984 Building $258,361 |
| 2022 | $1,867.00 Homeowner's exemption | $152,358 | $238,502 Land $22,984 Building $215,518 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 242 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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