2003 Falls Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2003 Falls Ave, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 756 sqft · built 1928
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$126,500 (Jan 2025)
Tax Bill$1,976 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN8913-22-384-005

Property Details

APN / Parcel Number

Primary APN8913-22-384-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area756 sqft Living Area
1st Floor Area756 sqft
Basement Area756 sqft
Finished Basement150 sqft
Unfinished Basement756 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2003 FALLS AVE
CityWATERLOO
StateIA
Zip50701-2359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAGERMAN PLACE LOT 1 BLK 5
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionHAGERMAN PLACE
Legal Block5
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1044
Census Tract400

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2003 FALLS AVE, WATERLOO, IA 50701-2359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2025 · Amount on Record
Deed SaleJan 28, 2025 · Amount on Record
Deed Document Number20251269
Record UpdatedSep 20, 2026

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionBLACK HAWK IA
Recording DateSep 1, 2017
Property Address2003 FALLS AVE, WATERLOO, IA 50701-2359
Document Number201800003984
Instrument DateAug 28, 2017
Instrument2018-00003984
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 KNOLL AVE, WATERLOO, IA 50701-2450

Mortgage

Document Number201800003985
DateSep 1, 2017
Instrument2018-00003985
Lender
NameMIDWESTONE BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueSep 28, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,976.00$110,070 (+20.78%) Land $12,610 Building $97,460$110,070 (+20.78%) Land $12,610 Building $97,460
2024$1,976.00 (+26.5%)
2023$91,130 (+28.19%) Land $12,610 Building $78,520$91,130 (+28.19%) Land $12,610 Building $78,520
2022$1,562.00$71,090 Land $12,610 Building $58,480
2021$71,090 Land $12,610 Building $58,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Falls Ave

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