2003 E Harding Way, Stockton, CA 95205 Property Records

San Joaquin County property record for 2003 E Harding Way, Stockton, CA 95205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 627 sqft · built 1920
Lot Size	0.09 acres (3,915 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2017)
Tax Bill	$2,997 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`117-231-260-000`

Property Details

APN / Parcel Number

Primary APN	`117-231-260-000`
Alternative APN	`117-231-26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	627 sqft Living Area
1st Floor Area	627 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	3,915 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	117-231-26
Street Address	2003 E HARDING WAY
City	STOCKTON
State	CA
Zip	95205-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNNYSIDE ADD BLK 5 LOT 26,27
Legal Subdivision	SUNNYSIDE ADD
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1015
Census Tract	1502

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2003 E HARDING WAY, STOCKTON, CA 95205-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 23, 2017	Grant Deed, Transfer · FHA Mortgage ESSEX MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	2017123291
Prior Transfer Date	Dec 2, 1993
Prior Transfer Doc	0000142782
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2003 E HARDING WAY, STOCKTON, CA 95205-3711
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 E HARDING WAY, STOCKTON, CA 95205-3711

Mortgage

Document Number	0000014469
Date	Feb 22, 2024
Instrument	2024-014469

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 23, 2017
Property Address	2003 E HARDING WAY, STOCKTON, CA 95205-3711
Document Number	0000123291
Map Reference	MAP6 PG18
Instrument Date	Oct 16, 2017
Instrument	2017-123291
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 E HARDING WAY, STOCKTON, CA 95205-3711

Mortgage

Document Number	0000123292
Date	Oct 23, 2017
Instrument	2017-123292

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,997.00 (+63.77%)
2025	$1,830.00 (+4.15%) Homeowner's exemption	$153,487 (+4.04%) Land $56,889 Building $96,598
2023	$1,757.00 (+1.91%) Homeowner's exemption	$147,529 Land $54,681 Building $92,848	$198,630
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

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