2003 E Barden Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 2003 E Barden Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,908 sqft · built 1977
Lot Size0.786 acres (34,260 sqft)
OwnerIndividual Name on Record
Last Sale$760,000 (Dec 2025)
Tax Bill$4,803 (2024)
Deeds & MortgagesApr 2021 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN187-322-44

Property Details

APN / Parcel Number

Primary APN187-322-44

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,908 sqft Heated Area
1st Floor Area980 sqft
Upper Floors Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialMasonite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area34,260 sqft (0.786 acres)
PorchPorch
Porch Area56 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2003 E BARDEN RD
CityCHARLOTTE
StateNC
Zip28226-5841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL44B7M17-222
Legal SubdivisionWOODBRIDGE SEC 02
Legal Block7
Legal Lot Number44B
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract2908

Owner

Source: Mecklenburg County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 17, 2025Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 16, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Deed Document Number2025129456
Deed Book / Page40078 / 809
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081735
DateApr 26, 2021
Book Page35984/148
Instrument2021081735
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 17, 2025
Property Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841
Document Number0000129456
Book / Page40078 / 809
Map ReferenceMB 17 PG 222
Instrument DateDec 15, 2025
Instrument2025129456
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanySOUTH CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841

Mortgage

Document Number0000129457
DateDec 17, 2025
Instrument2025129457
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2003 E BARDEN RD, CHARLOTTE, NC 28226-5841
Document Number0000021484
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 12, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2003 E BARDEN RD CHARLOTTE NC 282265841, CHARLOTTE, NC 28226-5841

Mortgage

Document Number0000021484
DateFeb 26, 2018
Book Page032485/000726
Instrument21484
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueFeb 25, 2058
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$634,400 Land $350,000 Building $284,400
2024$4,803.00
2023$634,400 Land $350,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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