2003 Cypress St, Gainesville, TX 76240 Property Records

Cooke County property record for 2003 Cypress St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1960
Lot Size	0.267 acres (11,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,685 (Mar 2024)
Tax Bill	$5,745 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2855-007-00002`

Property Details

APN / Parcel Number

Primary APN	`2855-007-00002`
Alternative APN	`14847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area
Gross Area	2,895 sqft
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,609 sqft (0.267 acres)
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	492 sqft
Storage Building	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-007-00002
Street Address	2003 CYPRESS ST
City	GAINESVILLE
State	TX
Zip	76240-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 7; LOT 2 & E 3' OF LT 1 & W 3' OF LT 3
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	7
Legal Lot Number	2
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1020
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 12, 2024	Vendor's Lien, Transfer · FHA Mortgage LOWER LLC
Feb 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	20241694
Deed Book / Page	2633 / 49
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0000010060
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002374/602
Date	Nov 5, 2020
Book Page	2374/602
Instrument	2020-09140

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 12, 2024
Property Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707
Document Number	0002633/49
Book / Page	2633 / 49
Map Reference	CAB B SL 126
Instrument Date	Mar 11, 2024
Instrument	2024-1694
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11248 MCKAY RD, MARIETTA, OK 73448-7550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707

Mortgage

Document Number	0020241695
Date	Mar 12, 2024
Instrument	2024-1695

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 22, 2022
Property Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707
Document Number	002489/156
Book / Page	2489 / 156
Map Reference	CAB B SL 126
Instrument Date	Feb 14, 2022
Instrument	2022-1545
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CYPRESS ST, GAINESVILLE, TX 76240-3707

Mortgage

Document Number	0020221546
Date	Feb 22, 2022
Instrument	2022-1546

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,745.00 (+45%) Homeowner's exemption	$274,609 (+7.2%) Land $50,673 Building $223,936	$274,609 (+7.2%) Land $50,673 Building $223,936
2025	$3,962.00 (+3.45%) Homeowner's exemption	$256,166 (+13.89%) Land $50,673 Building $205,493	$256,166 (+13.89%) Land $50,673 Building $205,493
2024	$3,830.00 (+30.36%)
2023		$224,929 Land $50,620 Building $174,309	$224,929 Land $50,620 Building $174,309
2022	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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