2003 Cordero Ct, Lady Lake, FL 32159 Property Records

Sumter County property record for 2003 Cordero Ct, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 1997
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Sep 2017)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021823D02B108`

Property Details

APN / Parcel Number

Primary APN	`021823D02B108`
Alternative APNs	`D02B108` `1003684`

Interior

Building Area	1,150 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	90 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	264 sqft

Location & Zoning

Street Address	2003 CORDERO CT
City	LADY LAKE
State	FL
Zip	32159-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 THE VILLAGES OF SUMTER UNIT #19 PLAT BOOK 4 PAGES 134- 134B
Legal Range	23E
Legal Township	18S
Legal Section	2
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	108
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	1
Census Block	1041
Census Tract	911702

Owner

2003 Cordero Ct is owned and occupied by an individual who bought it in September 2017.

Source: Sumter County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2003 CORDERO CT, LADY LAKE, FL 32159-9510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Sep 14, 2017	Warranty Deed, Transfer · FHA Mortgage CLASSIC NY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2017 · Amount on File
Deed Sale	Sep 14, 2017 · Amount on File
Prior Sale	Apr 5, 2013 · Amount on File
Deed Document Number	201729884
Deed Book / Page	3305 / 681
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	0016360733
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2003 CORDERO CT, THE VILLAGES, FL 32159-9510
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CORDERO CT, LADY LAKE, FL 32159-9510

Mortgage

Document Number	0045930233
Date	Feb 1, 2024
Book Page	4593/233
Instrument	202460004112

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2003 CORDERO CT, THE VILLAGES, FL 32159-9510
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CORDERO CT, LADY LAKE, FL 32159-9510

Mortgage

Document Number	0041070630
Date	Sep 29, 2021
Book Page	4107/630
Instrument	202160053652

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 14, 2017
Property Address	2003 CORDERO CT, THE VILLAGES, FL 32159-9510
Document Number	0033050681
Book / Page	3305 / 0681
Map Reference	MB4 PG134 134A&134B
Instrument Date	Sep 5, 2017
Instrument	201760029884
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FREEDOM TITLE & ESCROW CO LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 HLYWA DR, 1402, GAYLORD, MI 49735-9329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CORDERO CT, LADY LAKE, FL 32159-9510

Mortgage

Document Number	0033050683
Date	Sep 14, 2017
Instrument	3305/0683

Lender

Name	CLASSIC NY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Cordero Ct was $2,872, up 2.4% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+2.39%)	$217,790 Land $33,480 Building $184,310	$217,790 Land $33,480 Building $184,310
2024	$2,805.00 (+9.27%)
2023	$2,567.00 (+10.17%)	$217,760 (+30.54%) Land $22,320 Building $195,440	$217,760 (+10.6%) Land $22,320 Building $195,440
2022	$2,330.00	$166,820	$196,890 Land $22,320 Building $174,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Cordero Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Cordero Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon, Zito Media.

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