2003 Congress Ave, Saginaw, MI 48602 Property Records

Saginaw County property record for 2003 Congress Ave, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 909 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Apr 2025)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`91-40-1-78-1000-000`

Property Details

APN / Parcel Number

Primary APN	`91-40-1-78-1000-000`
Alternative APN	`14 1781 00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	909 sqft Living Area
1st Floor Area	909 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2003 CONGRESS AVE
City	SAGINAW
State	MI
Zip	48602-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7,BLK.11,D.A.PETTIBONES ADDITION
Legal Range	1E
Legal Township	40N
Legal Section	78
Legal Subdivision	D A PETTIBONES ADDITION
Legal Block	11
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4000
Census Tract	1600

Owner

2003 Congress Ave is owned and occupied by an individual who bought it in April 2025.

Source: Saginaw County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer
Jan 9, 2023	Warranty Deed, Transfer
Oct 18, 2022	Quit Claim Deed, Foreclosure Quitclaim
Sep 23, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2022	Sheriff's Deed, Foreclosure
Oct 12, 2017	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Jan 9, 2023 · Amount on File
Deed Document Number	20257207
Prior Transfer Date	Sep 16, 2022
Prior Transfer Doc	0000025275
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 9, 2023
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000000504
Instrument Date	Jan 3, 2023
Instrument	2023000504
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5161 GATEWAY CTR, FLINT, MI 48507-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 9, 2023
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000000504
Map Reference	LB 2 PG 10
Instrument Date	Jan 3, 2023
Instrument	2023000504
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5161 GATEWAY CTR, FLINT, MI 48507-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827

October 2022: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 18, 2022
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000027234
Map Reference	LB 2 PG 10
Instrument Date	Oct 12, 2022
Instrument	2022027234
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 23, 2022
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000025251
Map Reference	LB 2 PG 10
Instrument Date	Sep 22, 2022
Instrument	2022025251
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5161 GATEWAY CTR STE 100, 100, FLINT, MI 48507-3948

September 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 23, 2022
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000025275
Map Reference	LB 2 PG 10
Instrument Date	Sep 16, 2022
Instrument	2022025275
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2003 CONGRESS AVE, SAGINAW, MI 48602-4827
Document Number	0000029012
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CONGRESS AVE SAGINAW MI 486024827, SAGINAW, MI 48602-4827

Mortgage

Document Number	0000029012
Date	Oct 26, 2017
Instrument	29012

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2003 Congress Ave was $2,421.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,400	$62,800
2025	$2,421.00
2023		$25,400	$50,800
2022	$1,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2003 Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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