Culpeper County property record for 2003 Chestnut Dr, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,156 sqft · built 2004 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Apr 2018) |
| Tax Bill | $731 (2025) |
| Deeds & Mortgages | May 2021 Refinance Sep 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-F-4-1-1 |
| Primary APN | 50-F-4-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,156 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Basement Area | 1,338 sqft |
| Unfinished Basement | 1,338 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 135 sqft |
| Deck Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20980 |
|---|---|
| Street Address | 2003 CHESTNUT DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HIGHPOINT OF CULPEPER PHASE 1, LOT 1 6600 SQ FT |
| Legal Subdivision | 155 |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | EAST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930502 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION |
| Sep 7, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORPORATION |
| May 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION |
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORPORATION |
| Mar 16, 2026 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Dec 19, 2025 | Gift Deed, Transfer |
| Sep 17, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Nov 28, 2018 | Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG |
| Apr 16, 2018 | Warranty Deed, Transfer · VA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Prior Sale | May 6, 2010 · Amount on Record |
| Deed Document Number | 20181943 |
| Last Transfer Date | Dec 17, 2025 |
| Transfer Doc | 0000006243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0210004347 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 210004347 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0210007912 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 210007912 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220003291 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 220003291 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230002116 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 230002116 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0260001286 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 260001286 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Dec 19, 2025 |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Document Number | 0250006243 |
| Map Reference | DOC 040000552 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 250006243 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Document Number | 190005175 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2003 CHESTNUT DR CULPEPER VA 227014105, CULPEPER, VA 22701-4105 |
| Document Number | 190005175 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 5175 |
| Name | NATIONS LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Document Number | 180006078 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180006078 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 6078 |
| Name | NATIONS LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Apr 16, 2018 |
| Property Address | 2003 CHESTNUT DR, CULPEPER, VA 22701-4105 |
| Document Number | 180001943 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 1943 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 CHESTNUT DR CULPEPER VA 227014105, CULPEPER, VA 22701-4105 |
| Document Number | 180001944 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 1944 |
| Name | NATIONS LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $731.00 | $504,600 (+19.15%) Land $111,900 Building $392,700 | $504,600 (+19.15%) Land $111,900 Building $392,700 |
| 2024 | $731.00 | ||
| 2023 | $423,500 Land $84,100 Building $339,400 | $423,500 Land $84,100 Building $339,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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