DuPage County property record for 2003 Chang Ct, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,362 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Trust Name on File |
| Last Sale | $332,500 (Jun 2018) |
| Tax Bill | $9,712 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-27-203-032 |
| Primary APN | 07-27-203-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 2,559 sqft |
| 1st Floor Area | 1,039 sqft |
| 2nd Floor Area | 795 sqft |
| Basement Area | 725 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 2003 CHANG CT |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-0935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LAKEWOOD CROSSING UNIT 3 ALL |
| Legal Subdivision | LAKEWOOD CROSSING UNIT 3 |
| Legal Lot Number | 243 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 846522 |
2003 Chang Ct is owner-occupied and held in a trust since October 2025.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on File |
| Deed Sale | Jun 21, 2018 · Amount on File |
| Prior Sale | Aug 3, 2011 · Amount on File |
| Deed Document Number | 201856360 |
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000001705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 8, 2026 |
| Property Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Document Number | 0000001705 |
| Map Reference | DOC R94-181612 |
| Instrument Date | Oct 16, 2025 |
| Instrument | R2026-001705 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040477 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | R2021-040477 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032012 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | R2020-032012 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 21, 2018 |
| Property Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Document Number | 0000056360 |
| Map Reference | DOCR94-181612 |
| Instrument Date | Jun 11, 2018 |
| Instrument | R2018-056360 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,496.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2003 CHANG CT, NAPERVILLE, IL 60540-0935 |
| Document Number | 0000056361 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | R2018-056361 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate | 4.75% |
|---|
The 2025 property tax bill for 2003 Chang Ct was $9,712, up 4.1% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,712.00 (+4.09%) | $172,715 (+9.67%) Land $58,706 Building $114,009 | $518,145 (+9.67%) Land $176,118 Building $342,027 |
| 2024 | $9,330.00 Homeowner's exemption | $157,486 Land $53,530 Building $103,956 | $472,458 Land $160,590 Building $311,868 |
| 2022 | $8,678.00 Homeowner's exemption | $132,990 Land $44,890 Building $88,100 | $398,970 Land $134,670 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2003 Chang Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2003 Chang Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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