2003 Central Ave, Indianapolis, IN 46202 Property Records

Marion County property record for 2003 Central Ave, Indianapolis, IN 46202

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,570 sqft · built 2021
Lot Size	0.021 acres (920 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Nov 2022)
Tax Bill	$5,866 (2023)
Deeds & Mortgages	Jan 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-36-226-016.003-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-36-226-016.003-101`
Alternative APN	`1106415`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	2,570 sqft Living Area
1st Floor Area	622 sqft
2nd Floor Area	1,948 sqft
Basement Area	622 sqft
Finished Basement	540 sqft

Exterior

Year Built	Built 2021
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	920 sqft (0.021 acres)
Lot Dimensions	46 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1106415
Street Address	2003 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46202-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	CORNERSTONE ON CENTRAL L4
Legal Subdivision	CORNERSTONE ON CENTRAL
Legal Lot Number	4
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4003
Census Tract	390900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Herron-Morton Place Historic District listed 1983 · 574 contributing resources · NRIS 83000131

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2003 Central Ave is owned and occupied by an individual who bought it in November 2022.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	2003 CENTRAL AVE, INDIANAPOLIS, IN 46202-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Nov 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Feb 13, 2020
Deed Document Number	A202200124004
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jan 24, 2025
Property Address	2003 CENTRAL AVE, INDIANAPOLIS, IN 46202-1634
Document Number	0000006395
Map Reference	IN A201900094061
Instrument Date	Mar 22, 2024
Instrument	A202500006395
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CENTRAL AVE, INDIANAPOLIS, IN 46202-1634

Mortgage

Document Number	0000006396
Date	Jan 24, 2025
Instrument	A202500006396

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 17, 2022
Property Address	2003 CENTRAL AVE, INDIANAPOLIS, IN 46202-1634
Document Number	0000124004
Map Reference	IN A201900094061
Instrument Date	Nov 4, 2022
Instrument	A202200124004
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 CENTRAL AVE, INDIANAPOLIS, IN 46202-1634

Mortgage

Document Number	0000124005
Date	Nov 17, 2022
Instrument	A202200124005

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,866.00 (+80.27%) Homeowner's exemption	$488,400 (+78.9%) Land $20,700 Building $467,700	$488,400 (+78.9%) Land $20,700 Building $467,700
2022	$3,254.00 (+2,144.14%)	$273,000 Land $92,600 Building $180,400	$273,000 Land $92,600 Building $180,400
2021	$145.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2003 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xiber Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	1,000 / 75

May also be available: On-Ramp Indiana, Xfinity.

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