2003 Cairns Dr E, Mount Juliet, TN 37122 Property Records

Wilson County property record for 2003 Cairns Dr E, Mount Juliet, TN 37122

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,024 sqft · built 2005
Lot Size	0.26 acres (11,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2021)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073H-N-041.00`

Property Details

APN / Parcel Number

Primary APN	`073H-N-041.00`
Alternative APNs	`01073HN073H04100` `095073H N 04100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,024 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,312 sqft
Upper Floors Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,342 sqft (0.26 acres)
Lot Dimensions	112 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2003 CAIRNS DR E
City	MOUNT JULIET
State	TN
Zip	37122-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY STATION 1 PH IX PB 24 PG 840 LOT 763 100.54 X 112.81
Legal Subdivision	WILLOUGHBY STATION 1 PH IX
Legal Lot Number	763
Jurisdiction	WILSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1020
Census Tract	30308

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 CAIRNS DR E, MOUNT JULIET, TN 37122-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	20212886
Deed Book / Page	2041 / 1706
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	Jan 26, 2021
Property Address	2003 CAIRNS DR E, MOUNT JULIET, TN 37122-8512
Document Number	2041/1706
Book / Page	2041 / 1706
Map Reference	MB 24 PG 840
Instrument Date	Jan 22, 2021
Instrument	21002886
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	SOUTHERN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2003 CAIRNS DR E, MOUNT JULIET, TN 37122-8512

Mortgage

Document Number	21002887
Date	Jan 26, 2021
Instrument	21002887

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2003 CAIRNS DR E, MOUNT JULIET, TN 37122-8512
Document Number	0000703643
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2003 CAIRNS DR E MOUNT JULIET TN 371228512, MOUNT JULIET, TN 37122-8512

Mortgage

Document Number	0000703643
Date	Apr 20, 2020
Book Page	001954/000639
Instrument	703643

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Mount Juliet City
Unified School District	Wilson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (-5.51%)	$99,825 (-) Land $18,750 Building $81,075	$399,300 (-) Land $75,000 Building $324,300
2023		$99,825 (-) Land $18,750 Building $81,075
2022	$2,016.00	$99,825 Land $18,750 Building $81,075
2021			$399,300 Land $75,000 Building $324,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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