2003 Bluff St, Hamburg, IA 51640 Property Records

Fremont County property record for 2003 Bluff St, Hamburg, IA 51640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,799 sqft · built 1967
Lot Size	0.283 acres (12,320 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Jan 2020)
Tax Bill	$2,852 (2026)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`430430597000000`

Property Details

APN / Parcel Number

Primary APN	`430430597000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,780 sqft
Basement Area	1,799 sqft
Finished Basement	825 sqft
Unfinished Basement	974 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2003 BLUFF ST
City	HAMBURG
State	IA
Zip	51640-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-6 BLK 173
Legal Block	173
Legal Lot Number	5,6
Jurisdiction	FREMONT IA
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2074
Census Tract	970300

Owner

2003 Bluff St is owned and occupied by an individual who bought it in January 2020.

Source: Fremont County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2003 BLUFF ST, HAMBURG, IA 51640-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Sep 15, 2011 · Amount on File
Deed Document Number	2020114
Deed Book / Page	2020 / 114
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Jan 29, 2020
Property Address	2003 BLUFF ST, HAMBURG, IA 51640-1513
Document Number	002020/114
Book / Page	2020 / 114
Instrument Date	Jan 29, 2020
Instrument	20200114
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 BLUFF ST, HAMBURG, IA 51640-1513

Tax Assessment & Valuation

The 2026 property tax bill for 2003 Bluff St was $2,852 with a homeowner's exemption.

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Hamburg City
Unified School District	Hamburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00	$216,540 (-) Land $9,240 Building $207,300	$216,540 (-) Land $9,240 Building $207,300
2025	$2,852.00 (+6.74%) Homeowner's exemption	$216,540 Land $9,240 Building $207,300	$216,540 Land $9,240 Building $207,300
2024	$2,672.00
2023		$175,780 (+20.89%) Land $9,240 Building $166,540	$175,780 Land $9,240 Building $166,540
2022	$2,428.00 Homeowner's exemption	$145,410 Land $14,010 Building $131,400
2021			$145,410 Land $14,010 Building $131,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2003 Bluff St in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	54 (1993–2019)
Claims Outside the SFHA	15 of 54
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 25 claims Flooding, Jul 2011 · 13 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 Bluff St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMBURG WATER SUPPLY serves 890 people · EPA ID IA3621023
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10
Midwest Data Center Cable · Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3