2003 Bluff Oak St, Apopka, FL 32712 Property Records

Orange County property record for 2003 Bluff Oak St, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,254 sqft · built 1984
Lot Size0.415 acres (18,060 sqft)
Owner2 Individual Names on Record
Tax Bill$3,018 (2025)
Flood ZoneZone X (minimal risk)
APN01-21-28-0640-00-160

Property Details

APN / Parcel Number

Primary APN01-21-28-0640-00-160
Alternative APNs
  • 282101064000160
  • 185020
  • 188505
  • 192170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,254 sqft Living Area
Gross Area3,089 sqft
1st Floor Area2,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,060 sqft (0.415 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area306 sqft
Deck Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2003 BLUFF OAK ST
CityAPOPKA
StateFL
Zip32712-3944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionBENT OAK PHASE 3 11/148 LOT 16
Legal Range28E
Legal Township21S
Legal Section01
Legal SubdivisionBENT OAK PH 3
Legal Phase3
Legal Tract640
Legal Lot Number16
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group2
Census Block2024
Census Tract17806

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2003 BLUFF OAK ST, APOPKA, FL 32712-3944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,511 (+2.7%)$429,030 (-1.15%) Land $145,000 Building $284,030
2025$3,018.00 (+6.31%) Homeowner's exemption$194,266 (+5.99%)$434,020 (+8.48%) Land $145,000 Building $289,020
2024$2,839.00 (+6.97%)
2023$2,654.00 (+4.24%) Homeowner's exemption$183,292 (+3%)$400,081 (+19.51%) Land $145,000 Building $255,081
2022$2,546.00 Homeowner's exemption$177,953$334,755 Land $120,000 Building $214,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHWEST
serves 9,622 people · EPA ID FL3590785
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereOCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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