2003 Bay St, Cayce, SC 29033 Property Records

Lexington County property record for 2003 Bay St, Cayce, SC 29033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,243 sqft · built 2022
Lot Size0.313 acres (13,624 sqft)
OwnerCompany Name on Record
Last Sale$918,600 (May 2022)
Tax Bill$5,238 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN005754-07-017

Property Details

APN / Parcel Number

Primary APN005754-07-017
Alternative APN
  • 0575407017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,243 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Lot Area13,624 sqft (0.313 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2003 BAY ST
CityCAYCE
StateSC
Zip29033-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPINEWOOD LOT 4 BLK B
Legal SubdivisionPINEWOOD
Legal BlockB
Legal Lot Number4
JurisdictionLEXINGTON SC
Township / Civil DivisionWEST COLUMBIA-CAYCE
Census Block Group2
Census Block2031
Census Tract20202

Owner

Source: Lexington County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1170 KANE CONCOURSE, 400, BAY HARBOR ISLANDS, FL 33154-2006
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ARBOR REALTY SR
May 31, 2022Deed, Transfer · Commercial Mortgage
ARBOR REALTY SR INC
Oct 29, 2021Warranty Deed, Transfer · Line of Credit
COLUMBIA CASH RESERCES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleOct 29, 2021 · Amount on Record
Deed Document Number202224731
Deed Book / Page21010 / 1812
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Recording DateJul 27, 2026
Property Address2003 BAY ST, CAYCE, SC 29033-1503
Document Number0000030941
Book / Page21235 / 787
Instrument DateJul 14, 2026
Instrument202630941
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership, 267

Mortgage

Document Number0000030941,
DateJul 27, 2026
Book Page21235/787
Instrument202630941
Lender
NameARBOR REALTY SR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateMay 31, 2022
Property Address2003 BAY ST, CAYCE, SC 29033-1503
Document Number2101001812
Book / Page21010 / 1812
Map ReferenceMB 78-G PG 46
Instrument DateMay 26, 2022
Instrument2022024731
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
Tax$2,389.40
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1170 KANE CONCOURSE STE 400, 400, BAY HARBOR ISLANDS, FL 33154-2006
InvestorPossibly a Property Investor

Mortgage

Document Number2022024732
DateMay 31, 2022
Instrument2022024732
Lender
NameARBOR REALTY SR INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number2101005958
DateJun 3, 2022
Book Page21010/5958
Instrument2022025424
Lender
NameARBOR REALTY SR INC
TypeNon-Lending Institution
AddressUNIONDALE, NY 11553
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEXINGTON SC
Recording DateOct 29, 2021
Property Address2003 BAY ST, CAYCE, SC 29033-1503
Document Number2097404709
Book / Page20974 / 4709
Map ReferenceMB 78-G PG 46
Instrument DateOct 28, 2021
Instrument2021058928
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

AmountAmount Recorded
Tax$481.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3300 SUNSET BLVD STE 102, 102, WEST COLUMBIA, SC 29169-3458
InvestorPossibly a Property Investor

Mortgage

Document Number2021058929
DateOct 29, 2021
Instrument2021058929
Lender
NameCOLUMBIA CASH RESERCES LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityCayce City
Unified School DistrictLexington School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,238.00 (-5.28%)
2024$5,530.00 (+7.92%)$14,400 (+823.08%) Land $2,100 Building $12,300$240,000 (+823.08%) Land $35,000 Building $205,000
2023$5,124.00$1,560 Land $1,560$26,000 Land $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2013–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAYCE
serves 17,460 people · EPA ID SC3210003
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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