2003 102nd Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2003 102nd Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1950
Lot Size	0.757 acres (32,975 sqft)
Owner	Individual Name on File
Last Sale	$153,500 (Sep 2019)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-032-004-00`

Property Details

APN / Parcel Number

Primary APN	`17-032-004-00`
Alternative APN	`03-17-032-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	32,975 sqft (0.757 acres)
Lot Dimensions	214 ft deep x 154 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2003 102ND AVE
City	OTSEGO
State	MI
Zip	49078-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT PT OF INTEREC OF E SEC LINE & CTR HWY RUN E & W ON NE 1/4 NE 1/4 SEC 32 TH N 250 FT W 150 FT S 250 FT TH E 150 FT TO BEG SEC 32 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1044
Census Tract	31800

Owner

2003 102nd Ave is owned and occupied by an individual who bought it in September 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2003 102ND AVE, OTSEGO, MI 49078-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 13, 2017	Warranty Deed, Transfer · VA Mortgage DBA MICHIGAN MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Book / Page	4378 / 479
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	3775/964
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2003 102ND AVE, OTSEGO, MI 49078-9629
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 102ND AVE, OTSEGO, MI 49078-9629

Mortgage

Document Number	004675/812
Date	Sep 24, 2021
Book Page	4675/812

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 6, 2019
Property Address	2003 102ND AVE, OTSEGO, MI 49078-9629
Document Number	004378/479
Book / Page	4378 / 479
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 S RIVER AVE, 76, HOLLAND, MI 49423-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 HORTON AVE SE, GRAND RAPIDS, MI 49507-2468

Mortgage

Document Number	0004378482
Date	Sep 6, 2019
Instrument	4378/482

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 13, 2017
Property Address	2003 102ND AVE, OTSEGO, MI 49078-9629
Document Number	4114/170
Book / Page	4114 / 170
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1289 2ND ST, 1289, PLAINWELL, MI 49080-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 102ND AVE, OTSEGO, MI 49078-9629

Mortgage

Document Number	4114172
Date	Feb 13, 2017
Instrument	4114/172

Lender

Name	DBA MICHIGAN MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2003 102nd Ave was $2,049 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 Land $7,000 Building $84,500	$183,000 Land $14,000 Building $169,000
2025	$2,049.00
2023		$68,600 Land $6,900 Building $61,700	$137,200 Land $13,800 Building $123,400
2022	$1,688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2003 102nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2003 102nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Mercury Fiber Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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