Harris County property record for 20022 Silver Mesia Cir, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,746 sqft · built 2018 |
| Lot Size | 0.257 acres (11,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,200 (Nov 2018) |
| Tax Bill | $7,821 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-399-001-0006 |
| Primary APN | 137-399-001-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,746 sqft Living Area |
| 1st Floor Area | 2,746 sqft |
| Game Room | Game Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,210 sqft (0.257 acres) |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1373990010006 |
|---|---|
| Street Address | 20022 SILVER MESIA CIR |
| City | CYPRESS |
| State | TX |
| Zip | 77433-6805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 1 MIRABELLA SEC 5 |
| Legal Subdivision | MIRABELLA SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 543006 |
20022 Silver Mesia Cir is owned and occupied by two individuals who bought it in November 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20022 SILVER MESIA CIR, CYPRESS, TX 77433-6805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Nov 1, 2018 | Warranty Deed, Subdivision Related Transfer CRESTMARK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Deed Document Number | 2018499566 |
| Prior Transfer Date | Oct 26, 2018 |
| Prior Transfer Doc | 0000499566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20022 SILVER MESIA CIR, CYPRESS, TX 77433-6805 |
| Document Number | 0000470954 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20022 SILVER MESIA CIR CYPRESS TX 774336805, CYPRESS, TX 77433-6805 |
| Document Number | 0000470954 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 470954 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 23, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 1, 2018 |
| Property Address | 20022 SILVER MESIA CIR, CYPRESS, TX 77433-6805 |
| Document Number | 0000499566 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 499566 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20022 SILVER MESIA CIR CYPRESS TX 774336805, CYPRESS, TX 77433-6805 |
| Document Number | 499567 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 499567 |
| Name | CRESTMARK MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 20022 Silver Mesia Cir was $7,821 with a homeowner's exemption, up 199.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,232 (-7.65%) Land $82,997 Building $303,235 | $386,232 (-7.65%) Land $82,997 Building $303,235 | |
| 2025 | $7,821.00 (+199.31%) Homeowner's exemption | $418,248 Land $82,997 Building $335,251 | $418,248 Land $82,997 Building $335,251 |
| 2024 | $2,613.00 | ||
| 2023 | $475,277 Land $82,997 Building $392,280 | $475,277 Land $82,997 Building $392,280 | |
| 2022 | $2,314.00 | ||
| 2020 | $2,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20022 Silver Mesia Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 451 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 451 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20022 Silver Mesia Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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