20021 Pinewood Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20021 Pinewood Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,045 sqft · built 2021
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Aug 2019)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181205 CC 02500`

Property Details

APN / Parcel Number

Primary APN	`181205 CC 02500`
Alternative APNs	`R1001181205CC02500` `119678`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	876 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Mobile/Manufactured
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	733 sqft

Location & Zoning

Account Number	119678
Old Parcel Number	R1001181205CC02500
Street Address	20021 PINEWOOD RD
City	BEND
State	OR
Zip	97702-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:06 SEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 12 MAP REF:181205-CC
Legal Range	12E
Legal Township	18S
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	PARTITION #2009-6
Legal Block	06
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1019
Census Tract	2102

Owner

20021 Pinewood Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20021 PINEWOOD RD, BEND, OR 97702-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FED'L BK
Jul 3, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Apr 9, 2013
Deed Document Number	2019-32130
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20021 PINEWOOD RD, BEND, OR 97702
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053885
Date	Sep 20, 2021
Instrument	2021-53885

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20021 PINEWOOD RD, BEND, OR 97702
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049845
Date	Aug 27, 2021
Instrument	2021-49845

Lender

Name	UMPQUA BANK
Type	Bank
Address	97724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 30, 2019
Property Address	20021 PINEWOOD RD, BEND, OR 97702
Document Number	0000032130
Instrument Date	Jul 16, 2019
Instrument	32130
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	535 SE 4TH ST BEND OR 977021651, BEND, OR 97702-1651

Mortgage

Document Number	32131
Date	Aug 30, 2019
Instrument	32131

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2039

July 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 3, 2019
Property Address	20021 PINEWOOD RD, BEND, OR 97702
Document Number	0000023152
Instrument Date	Apr 4, 2013
Instrument	23152
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10540 HIGHGATE MANOR CT DULUTH GA 300974430, DULUTH, GA 30097-4430

Tax Assessment & Valuation

The 2025 property tax bill for 20021 Pinewood Rd was $6,180, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,180.00 (+3.94%)	$365,800 (+3%)	$1,368,760 (+5.72%) Land $452,500 Building $916,260
2024	$5,946.00 (+84.95%)	$355,150 (+76.59%)	$1,294,680 (+58.44%) Land $452,500 Building $842,180
2023	$3,215.00	$201,120	$817,150 Land $452,500 Building $364,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20021 Pinewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20021 Pinewood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Webformix.

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