20020 Co Rd 3604, Stonewall, OK 74871 Property Records

Pontotoc County property record for 20020 Co Rd 3604, Stonewall, OK 74871

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,729 sqft · built 1996
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2019)
Tax Bill	$196 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-32-003-007-0-023-00`

Property Details

APN / Parcel Number

Primary APN	`0000-32-003-007-0-023-00`
Alternative APN	`4220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	1,729 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4220
Street Address	20020 COUNTY ROAD 3604
City	STONEWALL
State	OK
Zip	74871-6336
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BEG AT PT 2312.45'E OF NW/C OF NW-E 167'-S00 DEG 00' 10" W 450'-W167'-N00 DEG 00' 10" E 450' TO POB LESS .86AC DESC 3238/69 S
Legal Range	07E
Legal Township	03N
Legal Section	32
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHEAST PONTOTOC
Census Block Group	3
Census Block	3006
Census Tract	88700

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20072 COUNTY ROAD 3604, STONEWALL, OK 74871-6336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TINKER FCU
Jul 8, 2019	Warranty Deed, Transfer · ARM LANDMARK BANK
Aug 10, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20193452
Deed Book / Page	3317 / 148
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	003238/070
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	20020 COUNTY ROAD 3604, STONEWALL, OK 74871-6336
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003816/134
Date	Aug 14, 2024
Book Page	3816/134
Instrument	I-2024-004312

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2039

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 8, 2019
Property Address	20020 COUNTY ROAD 3604, STONEWALL, OK 74871-6336
Document Number	003317/148
Book / Page	3317 / 148
Instrument Date	Jul 5, 2019
Instrument	2019-003452
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20020 COUNTY ROAD 3604, STONEWALL, OK 74871-6336
Investor	Possibly a Property Investor

Mortgage

Document Number	2019003453
Date	Jul 8, 2019
Instrument	2019-003453

Lender

Name	LANDMARK BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

August 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 10, 2018
Property Address	20020 COUNTY ROAD 3604, STONEWALL, OK 74871-6336
Document Number	003238/070
Book / Page	3238 / 070
Instrument Date	Jul 30, 2018
Instrument	2018-004385
Transaction Type	Foreclosure
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Stonewall Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,100 (-) Land $2,100	$17,500 (-) Land $17,500
2025	$196.00	$2,100 (-) Land $2,100	$17,500 (-) Land $17,500
2024	$196.00 (+1.55%)	$2,100 (-) Land $2,100	$17,500 (-) Land $17,500
2023	$193.00	$2,100 Land $2,100	$17,500 Land $17,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 80% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 9 serves 1,162 people · EPA ID OK3006218
Water Source	Purchased groundwater from ADA
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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