2002 Waverly Dr, Duncan, OK 73533 Property Records

Stephens County property record for 2002 Waverly Dr, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,493 sqft · built 1975
Lot Size	0.277 acres (12,062 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2023)
Tax Bill	$2,289 (2023)
Deeds & Mortgages	May 2026 Sale Jan 2008 Line of Credit + 11 more
Flood Zone	Zone X (minimal risk)
APN	`22968`

Property Details

APN / Parcel Number

Primary APN	`22968`
Alternative APN	`1647-00-003-011-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,062 sqft (0.277 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22968
Street Address	2002 WAVERLY DR
City	DUNCAN
State	OK
Zip	73533-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 3 LT 11 WILLIAMS WEST #3
Legal Range	07W
Legal Township	01N
Legal Section	30
Legal Subdivision	WILLIAMS WEST ADD PART THREE
Legal Block	3
Legal Lot Number	11
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1040
Census Tract	101

Owner

2002 Waverly Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Affidavit, Transfer
Jan 8, 2008	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE
Apr 4, 2006	Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP
Jul 16, 2015	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Dec 4, 2024	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
May 13, 2011	Deed of Trust, Mortgage INTERNATIONAL BANK OF COMMERCE
Aug 24, 2015	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Aug 15, 2007	Deed of Trust, Mortgage · Line of Credit LEGACY BANK
Sep 14, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2020	Warranty Deed, Transfer · VA Mortgage FIRST UNITED BANK & TRUST CO
Apr 26, 2013	Warranty Deed, Transfer · Line of Credit ARVEST BANK
Dec 11, 2008	Intrafamily Transfer, Transfer · FHA Mortgage BANCFIRST
Jul 24, 2008	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Oct 26, 2020 · Amount on File
Deed Document Number	20238753
Deed Book / Page	6393 / 52
Prior Transfer Date	Dec 4, 2008
Prior Transfer Doc	003808/298
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEPHENS OK
Recording Date	May 20, 2026
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	0000004379
Book / Page	6868 / 159
Instrument Date	May 20, 2026
Instrument	20264379
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003639/060
Date	Jan 8, 2008
Book Page	3639/060
Instrument	77-8288

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2009

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WARD TITLE AND CLOSING AGENCY, WARD TITLE & CLOSING CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003316/247
Date	Apr 4, 2006
Book Page	3316/247
Instrument	75-0350

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.5%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	16.5%

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004990/049
Date	Jul 16, 2015
Book Page	4990/049
Instrument	2015-918503

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	3 Months
Due	Oct 13, 2015

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369

Mortgage

Document Number	006597/174
Date	Dec 4, 2024
Book Page	6597/174
Instrument	I-2024-010330

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85257

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2054

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004148/235
Date	May 13, 2011
Book Page	4148/235
Instrument	83-4830

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2021

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005011/163
Date	Aug 24, 2015
Book Page	5011/163
Instrument	2015-920097

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2045

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003566/159
Date	Aug 15, 2007
Book Page	3566/159
Instrument	77-1437

Lender

Name	LEGACY BANK
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 14, 2023
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	0006393/52
Book / Page	6393 / 52
Instrument Date	Sep 14, 2023
Instrument	I-2023-008753
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369

Mortgage

Document Number	I2023008754
Date	Sep 14, 2023
Instrument	I-2023-008754

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 26, 2020
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	005879/245
Book / Page	5879 / 245
Instrument Date	Oct 23, 2020
Instrument	2020-008832
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Investor	Possibly a Property Investor

Mortgage

Document Number	2020008833
Date	Oct 26, 2020
Instrument	2020-008833

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 26, 2013
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	004529/282
Book / Page	4529 / 282
Instrument Date	Apr 26, 2013
Instrument	2013-875199
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Investor	Possibly a Property Investor

Mortgage

Document Number	004529/283
Date	Apr 26, 2013
Book Page	4529/283
Instrument	2013-875200

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Dec 11, 2008
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	003808/298
Book / Page	3808 / 298
Instrument Date	Dec 4, 2008
Instrument	79-3193
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000793194
Date	Dec 11, 2008
Instrument	79-3194

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2039

July 2008: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEPHENS OK
Recording Date	Jul 24, 2008
Property Address	2002 WAVERLY DR, DUNCAN, OK 73533-1369
Document Number	003738/258
Book / Page	3738 / 258
Instrument Date	Jul 24, 2008
Instrument	78-7200
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,388 (+3.3%) Land $1,062 Building $27,326	$258,070 (+3.31%) Land $9,650 Building $248,420
2025	Homeowner's exemption	$27,480 Land $1,062 Building $26,418	$249,811 Land $9,650 Building $240,161
2023	$2,289.00 (+0.93%)	$26,731 (+0.21%) Land $1,062 Building $25,669	$243,004 (+0.21%) Land $9,650 Building $233,354
2022	$2,268.00	$26,674 Land $1,062 Building $25,612	$242,483 Land $9,650 Building $232,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2002 Waverly Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Waverly Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20