2002 Trefoil Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2002 Trefoil Rd, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,534 sqft · built 2018
Lot Size0.094 acres (4,086 sqft)
Owner2 Individual Names on Record
Last Sale$1,405,000 (Mar 2019)
Tax Bill$20,214 (2025)
Deeds & MortgagesJul 2019 Mortgage
Jul 2019 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN222-760-022-4

Property Details

APN / Parcel Number

Primary APN222-760-022-4
Alternative APN
  • 222-760-022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,534 sqft Living Area
1st Floor Area1,106 sqft
2nd Floor Area1,428 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Architectural StyleCluster
Lot Area4,086 sqft (0.094 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2002 TREFOIL RD
CitySAN RAMON
StateCA
Zip94582-5186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9341 L58
Legal SubdivisionGALE RANCH SUB 9341
Legal Tract9341
Legal Lot Number58
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3002
Census Tract345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2019Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Jul 25, 2019Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 27, 2022Intrafamily Transfer, Transfer
Mar 15, 2019Grant Deed, Subdivision Related Transfer · ARM
MUFG UNION BANK NA
Mar 12, 2019Deed of Trust, Mortgage · Line of Credit
MUFG UNION BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Deed Document Number201935817
Last Transfer DateMar 23, 2022
Transfer Doc0000072938
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115954
DateJul 25, 2019
Instrument2019-115954
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term357 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115955
DateJul 25, 2019
Instrument2019-115955
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueApr 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TTL INS CO CONCORD C

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089794
DateMay 12, 2020
Instrument2020-089794
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5.62%
Index5-Year CMT
Max Rate7.62%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateApr 27, 2022
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Document Number0000072938
Map ReferenceMB 526 PG 46-58
Instrument DateMar 23, 2022
Instrument2022-072938
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 15, 2019
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Document Number0000035817
Map ReferenceMB 526 PG 46-58
Instrument DateMar 13, 2019
Instrument2019-035817
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 3, 2022
Title CompanyWESTMINSTER TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186

Mortgage

Document Number0000035818
DateMar 15, 2019
Instrument2019-035818
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate9.75%

Mortgage

Document Number0000035819
DateMar 15, 2019
Instrument2019-035819
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 2, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2002 TREFOIL RD, SAN RAMON, CA 94582-5186
Document Number0000035819
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyWESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7651 STELLARIA LN SAN RAMON CA 945825038, SAN RAMON, CA 94582-5038

Mortgage

Document Number0000035819
DateMar 15, 2019
Instrument35819
Lender
NameMUFG UNION BK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,598,302 (+2%) Land $967,152 Building $631,150
2025$20,214.00 (+4.04%)$1,566,964 (+4.04%) Land $948,189 Building $618,775
2023$19,429.00 (+1.26%)$1,506,120 Land $911,371 Building $594,749
2022$19,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBLIN SAN RAMON SERVICES DISTRICT
serves 98,776 people · EPA ID CA0110009
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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