2002 Summerhill Ln, Henderson, KY 42420 Property Records

Henderson County property record for 2002 Summerhill Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,481 sqft · built 1988
Lot Size	0.46 acres (20,072 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2005)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65M-2`

Property Details

APN / Parcel Number

Primary APN	`65M-2`
Alternative APN	`24510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,481 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,072 sqft (0.46 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Deck Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	24510
Street Address	2002 SUMMERHILL LN
City	HENDERSON
State	KY
Zip	42420-9142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	SUMMER HILL
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2006
Census Tract	20603

Owner

2002 Summerhill Ln is owned and occupied by an individual who bought it in July 2005.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Feb 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2005 · Amount on File
Deed Sale	Jul 1, 2005 · Amount on File
Deed Document Number	0000054176
Deed Book / Page	541 / 76
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142

Mortgage

Document Number	MT1480/629
Date	Sep 19, 2025
Book Page	MT1480/629
Instrument	2025008892

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142

Mortgage

Document Number	MT1413/483
Date	Mar 3, 2023
Book Page	MT1413/483
Instrument	2023001902

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 17, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1400/686
Date	Aug 18, 2022
Book Page	MT1400/686
Instrument	2022008586

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1262/959
Date	May 23, 2018
Book Page	MT 1262/959
Instrument	2018005259

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 30, 2028

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1305/052
Date	Feb 17, 2020
Book Page	MT 1305/052
Instrument	2020001617

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2030

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2002 SUMMERHILL LN, HENDERSON, KY 42420-9142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1291/112
Date	Aug 6, 2019
Book Page	MT 1291/112
Instrument	2019008540

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jul 30, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Summerhill Ln was $1,774.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00	$160,000	$160,000
2023	$1,788.00 (+4.81%)	$160,000 (+3.9%)	$160,000 (+3.9%)
2022	$1,706.00	$154,000	$154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2002 Summerhill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Summerhill Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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