2002 Rugby Dr, Murray, KY 42071 Property Records

Calloway County property record for 2002 Rugby Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 2000
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Last Sale	$364,500 (Jul 2024)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`042-S-0057`

Property Details

APN / Parcel Number

Primary APN	`042-S-0057`
Alternative APNs	`104434` `84656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,494 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	104434
Street Address	2002 RUGBY DR
City	MURRAY
State	KY
Zip	42071-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2002 RUGBY
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	1
Census Block	1035
Census Tract	10602

Owner

2002 Rugby Dr is owned and occupied by an individual who bought it in July 2024.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2002 RUGBY DR, MURRAY, KY 42071-9470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA
Feb 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Feb 3, 2021 · Amount on File
Deed Document Number	690075
Deed Book / Page	1463 / 105
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	2002 RUGBY DR, MURRAY, KY 42071-9470
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001239/154
Date	Jan 2, 2020
Book Page	1239/154
Instrument	638858

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	HOPKINSVILLE, KY 42241

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 17, 2034

Interest

Rate Type	Adjustable Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Feb 3, 2021
Property Address	2002 RUGBY DR, MURRAY, KY 42071-9470
Document Number	001295/743
Book / Page	1295 / 743
Map Reference	MB 16 PG 8 SL 1416
Instrument Date	Jan 29, 2021
Instrument	646825
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 THORNHILL RD, MADISONVILLE, KY 42431-8661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 RUGBY DR, MURRAY, KY 42071-9470

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Rugby Dr was $2,916.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,916.00	$364,500	$364,500
2023	$2,249.00	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2002 Rugby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Rugby Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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