Oneida County and Rome City property record for 2002 Roser Ter, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,235 sqft · built 1957 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Mar 2018) |
| Tax Bill | $3,293 (2026) |
| Deeds & Mortgages | Sep 2025 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.008-2-60 |
| Primary APN | 301301 223.008-2-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Patio Area | 193 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 48060 06 |
|---|---|
| Street Address | 2002 ROSER TER |
| City | ROME |
| State | NY |
| Zip | 13440-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&L 80X165 |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 22701 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2002 ROSER TER, ROME, NY 13440-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance GEDDES FEDERAL SAVINGS & LOAN ASSN |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Mar 29, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 20184137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2002 ROSER TER, ROME, NY 13440-2226 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011142 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025-011142 |
| Name | GEDDES FEDERAL SAVINGS & LOAN ASSN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2002 ROSER TER, ROME, NY 13440-2226 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013587 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-013587 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2002 ROSER TER, ROME, NY 13440-2226 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13587 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-013587 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Sep 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Mar 29, 2018 |
| Property Address | 2002 ROSER TER, ROME, NY 13440-2226 |
| Document Number | 0000004137 |
| Instrument Date | Feb 3, 2018 |
| Instrument | 4137 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 GEIGER RD ROME NY 134414330, ROME, NY 13441-4330 |
| Document Number | 4138 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 4138 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,293.00 | ||
| 2025 | $70,100 (-) Land $19,400 Building $50,700 | $164,941 (+6.78%) Land $45,647 Building $119,294 | |
| 2023 | $70,100 (-) Land $19,400 Building $50,700 | $154,473 (+17.91%) Land $42,750 Building $111,723 | |
| 2022 | $4,920.00 | $70,100 Land $19,400 Building $50,700 | $131,004 Land $36,255 Building $94,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures