2002 Ridgemont Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 2002 Ridgemont Dr, San Jose, CA 95148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1975
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Feb 2019)
Tax Bill	$12,368 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`491-31-049`

Property Details

APN / Parcel Number

Primary APN	`491-31-049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2002 RIDGEMONT DR
City	SAN JOSE
State	CA
Zip	95148-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4922 BOOK 322 PAGE 1 PAGE 2 LOT 46
Legal Subdivision	TRACT NO 4922
Legal Tract	4922
Legal Lot Number	46
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1008
Census Tract	503511

Owner

2002 Ridgemont Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2002 RIDGEMONT DR, SAN JOSE, CA 95148-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 8, 2019	Grant Deed, Transfer · FHA Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Deed Document Number	201924113615
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2002 RIDGEMONT DR, SAN JOSE, CA 95148-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 RIDGEMONT DR, SAN JOSE, CA 95148-1120

Mortgage

Document Number	0024774517
Date	Jan 5, 2021
Instrument	24774517

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2002 RIDGEMONT DR, SAN JOSE, CA 95148-1120
Document Number	0024286786
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2002 RIDGEMONT DR SAN JOSE CA 951481120, SAN JOSE, CA 95148-1120

Mortgage

Document Number	0024286786
Date	Sep 23, 2019
Instrument	24286786

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 8, 2019
Property Address	2002 RIDGEMONT DR, SAN JOSE, CA 95148-1120
Document Number	0024113615
Instrument Date	Jan 23, 2019
Instrument	24113615
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2002 RIDGEMONT DR SAN JOSE CA 951481120, SAN JOSE, CA 95148-1120

Mortgage

Document Number	24113616
Date	Feb 8, 2019
Instrument	24113616

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Ridgemont Dr was $12,368 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,675 (+2%) Land $659,937 Building $187,738
2025	$12,368.00 Homeowner's exemption	$831,055 Land $646,998 Building $184,057
2023	$11,321.00 (-2.87%) Homeowner's exemption	$755,000 Land $587,700 Building $167,300
2022	$11,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2002 Ridgemont Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1981–2022)
Most Recent Claim	Mar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Ridgemont Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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