2002 Placita Dr, Laredo, TX 78045 Property Records

Webb County property record for 2002 Placita Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,435 sqft · built 2003
Lot Size	0.155 acres (6,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,880 (May 2022)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-51004-010`

Property Details

APN / Parcel Number

Primary APN	`989-51004-010`
Alternative APN	`263686`

Interior

Stories	2 Stories
Building Area	2,435 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,139 sqft
Utility Area	144 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,760 sqft (0.155 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Pool Area	419 sqft
Porch	Open Porch
Porch Area	218 sqft

Location & Zoning

Street Address	2002 PLACITA DR
City	LAREDO
State	TX
Zip	78045-6389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SAN ISIDRO RUIDOSO, BLOCK 4, LOT 1, UNIT I
Legal Subdivision	SAN ISIDRO RUIDOSO
Legal Block	4
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1726

Owner

Source: Webb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE CONNEXTIONS LP
Apr 29, 2020	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Apr 15, 2019	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	20221467282
Deed Book / Page	5270 / 306
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	004582/327
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Investor	Possibly a Property Investor

Mortgage

Document Number	005480/134
Date	Jun 12, 2023
Book Page	5480/134
Instrument	1502274

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	May 1, 2050

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 10, 2022
Property Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Document Number	005270/306
Book / Page	5270 / 306
Map Reference	VOL 21 PG 26&27
Instrument Date	May 6, 2022
Instrument	1467282
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECTIONS LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Investor	Possibly a Property Investor

Mortgage

Document Number	0001467283
Date	May 10, 2022
Instrument	1467283

Lender

Name	MORTGAGE CONNEXTIONS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	TT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4776/1
Date	Apr 29, 2020
Book Page	4776/1
Instrument	1390562

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	GARLAND, TX 75044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 15, 2019
Property Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Document Number	004582/327
Book / Page	4582 / 327
Map Reference	VOL 21 PG 26&27
Instrument Date	Apr 12, 2019
Instrument	1357840
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 PLACITA DR, LAREDO, TX 78045-6389
Investor	Possibly a Property Investor

Mortgage

Document Number	0001357841
Date	Apr 15, 2019
Instrument	1357841

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,747 (+6.69%) Land $93,494 Building $285,253	$378,747 (+6.69%) Land $93,494 Building $285,253
2025	$1,796.00 (-18.92%)	$355,009 (+7.61%) Land $93,494 Building $261,515	$355,009 (+7.61%) Land $93,494 Building $261,515
2024	$2,215.00 (+19.41%)
2023		$329,904 Land $87,883 Building $242,021	$329,904 Land $87,883 Building $242,021
2022	$1,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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