2002 Parson St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2002 Parson St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,658,000 (Mar 2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-103-16`

Property Details

APN / Parcel Number

Primary APN	`083-103-16`

Exterior

Lot Area	9,017 sqft (0.207 acres)

Location & Zoning

Street Address	2002 PARSON ST
City	CHARLOTTE
State	NC
Zip	28205-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 M74-933
Legal Subdivision	PLAZA HILLS
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

Source: Mecklenburg County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2002 PARSON ST, CHARLOTTE, NC 28205-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 18, 2025	Intrafamily Transfer, Transfer
Dec 19, 2024	Warranty Deed, Transfer · Line of Credit PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Deed Document Number	202627929
Deed Book / Page	40280 / 803
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 20, 2026
Property Address	2002 PARSON ST, CHARLOTTE, NC 28205-1950
Document Number	0000027929
Book / Page	40280 / 803
Map Reference	MB 74 PG 933
Instrument Date	Mar 20, 2026
Instrument	2026027929
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 EAST BLVD # 127, 127, CHARLOTTE, NC 28203-5870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 PARSON ST, CHARLOTTE, NC 28205-1950

Mortgage

Document Number	0000027930
Date	Mar 20, 2026
Instrument	2026027930

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.57%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 18, 2025
Property Address	2002 PARSON ST, CHARLOTTE, NC 28205-1950
Document Number	0000071770
Book / Page	39730 / 602
Map Reference	MB 74 PG 933
Instrument Date	Jul 18, 2025
Instrument	2025071770
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 EAST BLVD # E127, E127, CHARLOTTE, NC 28203-5870

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 19, 2024
Property Address	2002 PARSON ST, CHARLOTTE, NC 28205-1950
Document Number	0000121703
Book / Page	39279 / 977
Map Reference	MB 1166 PG 511
Instrument Date	Dec 17, 2024
Instrument	2024121703
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 E YORK ST, SAVANNAH, GA 31401-3719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 EAST BLVD # E127, E127, CHARLOTTE, NC 28203-5870

Mortgage

Document Number	0000121704
Date	Dec 19, 2024
Instrument	2024121704

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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