2002 Nutmeg Dr, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 2002 Nutmeg Dr, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 883 sqft · built 1987
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Dec 2002)
Tax Bill	$7,750 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`373089 44.-1-14.-2002`

Property Details

APN / Parcel Number

Primary APN	`373089 44.-1-14.-2002`
Alternative APN	`308904400000010140002002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	883 sqft Living Area
1st Floor Area	558 sqft
Upper Floors Area	243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	436 sqft (0.01 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2002 NUTMEG DR
City	CARMEL
State	NY
Zip	10512-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Block	1
Legal Lot Number	14.00
Jurisdiction	PUTNAM NY
Township / Civil Division	SOUTHEAST
Census Block Group	4
Census Block	4007
Census Tract	11802

Owner

Source: Putnam County and Southeast Town records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2002 NUTMEG DR, CARMEL, NY 10512-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2002 · Amount on Record
Deed Sale	Dec 19, 2002 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Book / Page	1608 / 149
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	Jul 7, 2026
Property Address	2002 NUTMEG DR, CARMEL, NY 10512-2604
Document Number	0000004118
Book / Page	8122 / 117
Instrument Date	Jun 27, 2026
Instrument	20264118
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 NUTMEG DR, CARMEL, NY 10512-2604

Mortgage

Document Number	0000004118,
Date	Jul 7, 2026
Book Page	8122/117
Instrument	20264118

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	2002 NUTMEG DR, CARMEL, NY 10512-2604
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 NUTMEG DR, CARMEL, NY 10512-2604

Mortgage

Document Number	0077250222
Date	Nov 10, 2022
Book Page	7725/222
Instrument	9878-2022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	Brewster Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,000 (+27.66%) Land $2,000 Building $298,000	$300,000 (+27.66%) Land $2,000 Building $298,000
2024	$7,750.00
2023		$235,000 (+9.3%) Land $2,000 Building $233,000	$235,000 (+9.3%) Land $2,000 Building $233,000
2022		$215,000 Land $2,000 Building $213,000	$215,000 Land $2,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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