2002 M 1/4 Rd, Fruita, CO 81521 Property Records

Mesa County property record for 2002 M 1/4 Rd, Fruita, CO 81521

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2.5 ba · 3,162 sqft · built 2021
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Sep 2020)
Tax Bill$2,383 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2695-353-00-704

Property Details

APN / Parcel Number

Primary APN2695-353-00-704
Alternative APN
  • R006759

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,162 sqft Gross Area
1st Floor Area2,237 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area926 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR006759
Street Address2002 M 1/4 RD
CityFRUITA
StateCO
Zip81521-7700
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionPARCEL 3 CLARK AGRICULTURAL DIVISION SEC 35 2N 2W IN 5.00AC M/L
Legal SubdivisionCLARK AGRICULTURAL DIVISION
Legal Lot Number704
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group1
Census Block1050
Census Tract1502

Owner

2002 M 1/4 Rd, an agricultural property, is owned by two individuals who bought it in September 2020.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PHH MORTGAGE SERVICES CORP
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Feb 2, 2021Deed of Trust, Mortgage · Construction Mortgage
ALPINE BANK
Feb 28, 2022Deed of Trust, Mortgage · Line of Credit
OAKSTAR BANK NA
Sep 14, 2020Special Warranty Deed, Transfer · Commercial Mortgage
ALPINE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on File
Deed SaleSep 14, 2020 · Amount on File
Deed Document Number20202942533
Prior Transfer DateJun 6, 2012
Prior Transfer Doc0002613724
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 M 1/4 RD, FRUITA, CO 81521-7700

Mortgage

Document Number0003142494
DateNov 12, 2025
Instrument3142494
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Transaction TypeMortgage
Record UpdatedJul 6, 2023
Title CompanyABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 HIGHWAY 50, GRAND JUNCTION, CO 81503-2480

Mortgage

Document Number0002991416
DateJul 21, 2021
Instrument2991416
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002964392
DateFeb 2, 2021
Instrument2964392
Lender
NameALPINE BANK
TypeBank
AddressRIFLE, CO 81650
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Transaction TypeMortgage
Record UpdatedJul 6, 2023
Title CompanyABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2002 M 1/4 RD, FRUITA, CO 81521-7700

Mortgage

Document Number0003021408
DateFeb 28, 2022
Instrument3021408
Lender
NameOAKSTAR BANK NA
TypeBank
AddressGRAND JUNCTION, CO 81501
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateSep 14, 2020
Property Address2002 M 1/4 RD, FRUITA, CO 81521-7700
Document Number0002942533
Instrument DateSep 11, 2020
Instrument2942533
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1302 20 RD, 1302, FRUITA, CO 81521-9698

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address852 SLICKROCK DR, MACK, CO 81525-8701

Mortgage

Document Number0002942534
DateSep 14, 2020
Instrument2942534
Lender
NameALPINE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2002 M 1/4 Rd was $2,383, up 36.6% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,383.00 (+36.64%)$34,130 (+36.36%) Land $1,430 Building $32,700$446,600 Land $5,300 Building $441,300
2024$1,744.00 (+0.52%)$25,030 (-) Land $1,600 Building $23,430
2023$1,735.00 (-15.16%)$25,030 (-13.9%) Land $1,600 Building $23,430$355,750 Land $6,050 Building $349,700
2022$2,045.00$29,070 Land $1,290 Building $27,780
2021$404,600 Land $4,890 Building $399,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2002 M 1/4 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 M 1/4 Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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