2002 Lake Thomas Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 2002 Lake Thomas Dr, Winter Haven, FL 33880

Property Summary

Property Type	Wasteland, Marsh, Swamp Vacant Land
Lot Size	3.77 acres (164,230 sqft)
Owner	Company Name on File
Last Sale	$117,000 (Oct 2008)
Tax Bill	$1 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-28-26-000000-024010`

Property Details

APN / Parcel Number

Primary APN	`25-28-26-000000-024010`
Alternative APNs	`262825000000024010` `62825000`

Exterior

Lot Area	164,230 sqft
View / Lot	Submerged Land

Location & Zoning

Street Address	LAKE THOMAS DR
City	WINTER HAVEN
State	FL
Zip	33880
Property Category	Vacant Land
Property Type	Vacant Land > Wasteland, Marsh, Swamp
Local Zoning Code	R4
Legal Description	HAT PT OF SW1/4 OF SE1/4 & THAT PT OF S1/2 OF SW1/4 LYING SELY OF LAKE THOMAS WOODS SEVENTH ADDITION AS RECORDED IN PB 89 PG 20 & LYING ELY OF LAKE THOMAS WOODS EIGHTH ADDITION AS REC IN PB 111 PGS 37 & 38 & LYING W OF LAKE THOMAS SUB AS REC IN PB 77
Legal Range	25E
Legal Township	28S
Legal Section	26
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	1
Legal Lot Number	36,37
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1013
Census Tract	14703

Owner

2002 Lake Thomas Dr, wasteland, marsh, swamp vacant land, is owned by a company that bought it in October 2008.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1595 BRANDON HALL DR, SANDY SPRINGS, GA 30350-3702
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 17, 2017	Warranty Deed, Transfer · VA Mortgage AMERICAN LIBERTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2008 · Amount on File
Deed Sale	Oct 14, 2008 · Amount on File
Prior Sale	Sep 3, 2002 · Amount on File
Deed Document Number	2008172650
Deed Book / Page	7737 / 2212
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	LAKE THOMAS DR, WINTER HAVEN, FL 33880
Document Number	0114720916
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158

Mortgage

Document Number	0114720916
Date	Dec 1, 2020
Book Page	011472/000916
Instrument	255837

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	LAKE THOMAS DR, WINTER HAVEN, FL 33880
Document Number	0110040065
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158

Mortgage

Document Number	0110040065
Date	Oct 11, 2019
Book Page	011004/000065
Instrument	216348

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 17, 2017
Property Address	LAKE THOMAS DR, WINTER HAVEN, FL 33880
Document Number	0100682153
Book / Page	010068 / 002153
Instrument Date	Feb 13, 2017
Instrument	32126
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	EXECUTIVE TITLE/CTRL FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,082.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 OVERLOOK DR WINTER HAVEN FL 338841158, WINTER HAVEN, FL 33884-1158

Mortgage

Document Number	100682155
Date	Feb 17, 2017
Book Page	010068/002155
Instrument	32127

Lender

Name	AMERICAN LIBERTY MTG
Type	Mortgage Company
Address	DENVER, CO 80211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Lake Thomas Dr was $1.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100 (-) Land $100	$100 (-) Land $100
2025	$1.00	$100 Land $100	$100 Land $100
2023	$1,417.00 (+7.59%)	$100 (-) Land $100	$100 (-) Land $100
2022	$1,317.00	$100 Land $100	$100 Land $100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2002 Lake Thomas Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	136.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Lake Thomas Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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