2002 Houndscroft Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2002 Houndscroft Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,020 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$401,000 (Aug 2021)
Tax Bill	$3,275 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-003-410`

Property Details

APN / Parcel Number

Primary APN	`07-003-410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2002 HOUNDSCROFT RD
City	INDIAN TRAIL
State	NC
Zip	28079-8815
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#133 FIELDSTONE FARM MP8 OPCL595
Legal Subdivision	FIELDSTONE FARM
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20305

Owner

2002 Houndscroft Rd, a rural home, is owned and occupied by an individual who bought it in August 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2002 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 12, 2021	Warranty Deed, Transfer CAROLINA TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	202137641
Deed Book / Page	8200 / 436
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2002 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000875357
Date	Jul 28, 2023
Book Page	8753/57
Instrument	18152

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 10, 2021
Property Address	2002 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Document Number	8200436
Book / Page	8200 / 436
Map Reference	CAB L FILE 595
Instrument Date	Aug 4, 2021
Instrument	37641
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815

Mortgage

Document Number	37642
Date	Aug 10, 2021
Instrument	37642

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 12, 2021
Property Address	2002 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Document Number	8166894
Book / Page	8166 / 894
Map Reference	CAB L FILE 595
Instrument Date	Jul 12, 2021
Instrument	32773
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 PINEY DR, 1023, MONROE, NC 28110-0025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W MOREHEAD ST STE 130, 130, CHARLOTTE, NC 28208-5208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Houndscroft Rd was $3,275.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,000 (-) Land $90,400 Building $406,600	$497,000 (-) Land $90,400 Building $406,600
2025	$3,275.00	$497,000 Land $90,400 Building $406,600	$497,000 Land $90,400 Building $406,600
2023	$2,699.00	$323,900 Land $54,000 Building $269,900	$323,900 Land $54,000 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2002 Houndscroft Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Houndscroft Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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