2002 Ferndale Ave, Ames, IA 50010 Property Records

Story County property record for 2002 Ferndale Ave, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,309 sqft · built 1958
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2023)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-278-010`

Property Details

APN / Parcel Number

Primary APN	`05-34-278-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,309 sqft Living Area
1st Floor Area	707 sqft
Basement Area	602 sqft
Finished Basement	602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2002 FERNDALE AVE
City	AMES
State	IA
Zip	50010-5006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	MELROSE PARK 1ST ADD LOT:32 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	MELROSE PARK SD 1ST ADD
Legal Lot Number	32
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	400

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2002 FERNDALE AVE, AMES, IA 50010-5006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage VISIONBANK OF IOWA
Jun 26, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GREATER IOWA CU
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 16, 2023	Warranty Deed, Transfer · Conventional Mortgage VISIONBANK OF IOWA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Aug 25, 2010 · Amount on Record
Deed Document Number	20237288
Prior Transfer Date	Aug 23, 2010
Prior Transfer Doc	0000008008
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2002 FERNDALE AVE, AMES, IA 50010-5006
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 FERNDALE AVE, AMES, IA 50010-5006

Mortgage

Document Number	0202508466
Date	Oct 14, 2025
Instrument	2025-08466

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2002 FERNDALE AVE, AMES, IA 50010-5006
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201706262
Date	Jun 26, 2017
Instrument	2017-06262

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	85 Months
Due	Jul 8, 2024

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2002 FERNDALE AVE, AMES, IA 50010-5006
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201497
Date	Feb 16, 2022
Instrument	2022-01497

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 16, 2023
Property Address	2002 FERNDALE AVE, AMES, IA 50010-5006
Document Number	0202307288
Instrument Date	Oct 3, 2023
Instrument	2023-07288
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	NOT AVAILABLE, ATS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$439.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2002 FERNDALE AVE, AMES, IA 50010-5006

Mortgage

Document Number	0202307289
Date	Oct 16, 2023
Instrument	2023-07289

Lender

Name	VISIONBANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,218.00	$258,300 (+16.4%) Land $53,900 Building $204,400	$258,300 (+16.4%) Land $53,900 Building $204,400
2024	$3,218.00 (+16.43%)
2023		$221,900 Land $41,100 Building $180,800	$221,900 Land $41,100 Building $180,800
2022	$2,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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