2002 Chardon Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 2002 Chardon Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,047 sqft · built 1991
Lot Size	0.195 acres (8,481 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (May 2025)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-274-24-00`

Property Details

APN / Parcel Number

Primary APN	`517-274-24-00`
Alternative APN	`5172712400`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,481 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5172712400
Street Address	2002 CHARDON LN
City	EL CAJON
State	CA
Zip	92019-3885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 24 UND INT IN LOTS 75-77&88&89&ALL OF TR 012423
Legal Subdivision	SAN DIEGO 4685-1
Legal Tract	012423
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	15406

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2002 CHARDON LN, EL CAJON, CA 92019-3885
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage HOMELAND FINANCIAL NETWORK INC
Mar 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Mar 11, 2020	Quit Claim Deed, Transfer · VA Mortgage HOMELAND FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Mar 11, 2020
Deed Document Number	2025120227
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	0000124503
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2002 CHARDON LN, EL CAJON, CA 92019-3885
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CHARDON LN, EL CAJON, CA 92019-3885

Mortgage

Document Number	0000250515
Date	Apr 1, 2021
Instrument	2021-0250515

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Mortgage Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	2002 CHARDON LN, EL CAJON, CA 92019-3885
Document Number	0000124503
Instrument Date	Mar 4, 2020
Instrument	124503
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2002 CHARDON LN EL CAJON CA 920193885, EL CAJON, CA 92019-3885

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	2002 CHARDON LN, EL CAJON, CA 92019-3885
Document Number	0000124501
Instrument Date	Mar 4, 2020
Instrument	124501
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CHARDON LN EL CAJON CA 920193885, EL CAJON, CA 92019-3885

Mortgage

Document Number	124502
Date	Mar 11, 2020
Instrument	124502

Lender

Name	HOMELAND FINANCIAL NETWORK INC
Type	Bank
Address	LAGUNA HILLS, CA 92653

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,173,000 (+120.91%) Land $816,000 Building $357,000
2025	$6,194.00 (+2.08%)	$530,980 (+4.04%) Land $252,506 Building $278,474
2023	$6,068.00 (+1.59%) Homeowner's exemption	$510,362 Land $242,701 Building $267,661
2022	$5,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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