2002 Cedar Bluff Rd, Fort Gibson, OK 74434 Property Records

Cherokee County property record for 2002 Cedar Bluff Rd, Fort Gibson, OK 74434

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 2001
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Sep 2026)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-07-15N-21E-0-028-00`

Property Details

APN / Parcel Number

Primary APN	`0000-07-15N-21E-0-028-00`
Alternative APN	`1912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Carport
Garage Area	1,120 sqft
Carport	Carport
Carport Area	1,120 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1912
Street Address	2002 CEDAR BLUFF RD
City	FORT GIBSON
State	OK
Zip	74434-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T15N R21E S07 BEG SE/C OF SEC 7 S8824'53" W3069.27' N0136'25" W230' TO POB S8824'53" W185' N0136'25" W700' N88*24'53" E18
Legal Range	21E
Legal Township	15N
Legal Section	07
Jurisdiction	CHEROKEE OK
Township / Civil Division	SOUTH CHEROKEE
Census Block Group	1
Census Block	1051
Census Tract	978302

Owner

2002 Cedar Bluff Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Cherokee County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	May 9, 2018 · Amount on File
Deed Document Number	20267026
Deed Book / Page	1494 / 796
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Sep 25, 2026
Property Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617
Document Number	0000007026
Book / Page	1494 / 796
Instrument Date	Sep 14, 2026
Instrument	20267026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TRUSTMARK TITLE ACQUISITION GROUP LLC, TRUSTMARK TITLE ACQUISITION GR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,511.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007027,
Date	Sep 25, 2026
Instrument	20267027

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617

Mortgage

Document Number	01344/1060
Date	Mar 31, 2022
Book Page	1344/1060
Instrument	I-2022-002667

Lender

Name	ARVEST BANK
Type	Bank
Address	TULSA, OK 74146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	May 9, 2018
Property Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617
Document Number	01209/0168
Book / Page	1209 / 0168
Instrument Date	May 3, 2018
Instrument	2018-003429
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	NOT AVAILABLE, MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 CEDAR BLUFF RD, FORT GIBSON, OK 74434-7617

Mortgage

Document Number	2018003430
Date	May 9, 2018
Instrument	2018-003430

Lender

Name	NOT AVAILABLE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2002 Cedar Bluff Rd was $1,033.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Elementary School District	Woodall Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,946 (+4.99%) Land $622 Building $13,324	$126,787 (-24.52%) Land $5,657 Building $121,130
2025	$1,033.00	$13,283 (+5%) Land $593 Building $12,690	$167,971 (+46.06%) Land $14,850 Building $153,121
2024	$1,033.00 (+1.77%)	$12,650 (-) Land $564 Building $12,086	$115,000 (-) Land $5,131 Building $109,869
2023	$1,015.00 (-0.98%)	$12,650 (-) Land $564 Building $12,086	$115,000 (-) Land $5,131 Building $109,869
2022	$1,025.00	$12,650 Land $564 Building $12,086	$115,000 Land $5,131 Building $109,869

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2002 Cedar Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Cedar Bluff Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 55% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #7 serves 1,710 people · EPA ID OK3005103
Water Source	Purchased surface water from FORT GIBSON
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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