2002 Bedford St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 2002 Bedford St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,768 sqft · built 1956
Lot Size0.53 acres (23,087 sqft)
Owner2 Trust Names on File
Last Sale$341,700 (Oct 2024)
Tax Bill$3,241 (2026)
Deeds & MortgagesJul 2024 Line of Credit
Oct 2024 Sale
Flood ZoneZone X (minimal risk)
APN301301 223.012-2-5

Property Details

APN / Parcel Number

Primary APN301301 223.012-2-5
Alternative APNs
  • 130122301200020050000000
  • 301301 223.012-0002-005
  • 43605 06

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,768 sqft Living Area
1st Floor Area1,768 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,087 sqft (0.53 acres)
Lot Width120 ft Width
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area572 sqft
PorchSlab
Porch Area1,000 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43605 06
Street Address2002 BEDFORD ST
CityROME
StateNY
Zip13440-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionHGL 120X194
Legal Block2
Legal Lot Number5.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1001
Census Tract22701

Owner

2002 Bedford St is held in a trust since October 2024.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address102 E SYCAMORE ST, ROME, NY 13440-2807
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2024Deed of Trust, Mortgage · Line of Credit
AMERICU CU
Oct 22, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2024 · Amount on File
Deed SaleOct 22, 2024 · Amount on File
Prior SaleJul 11, 1996 · Amount on File
Deed Document Number202412439
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address2002 BEDFORD ST, ROME, NY 13440-2205
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008392
DateJul 24, 2024
Instrument2024-008392
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 22, 2024
Property Address2002 BEDFORD ST, ROME, NY 13440-2205
Document Number0000012439
Instrument DateOct 17, 2024
Instrument2024-012439
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address102 E SYCAMORE ST, ROME, NY 13440-2807

Tax Assessment & Valuation

The 2026 property tax bill for 2002 Bedford St was $3,241.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,241.00
2025$69,000 Land $22,700 Building $46,300$162,353 Land $53,412 Building $108,941
2023$69,000 (-) Land $22,700 Building $46,300$152,049 (+17.91%) Land $50,022 Building $102,027
2022$4,204.00 Homeowner's exemption$69,000 Land $22,700 Building $46,300$128,948 Land $42,422 Building $86,526

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2002 Bedford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 Bedford St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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