2002 8th Ter SE, Winter Haven, FL 33880 Property Records

Polk County property record for 2002 8th Ter SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,310 sqft · built 1961
Lot Size	0.341 acres (14,837 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2021)
Tax Bill	$3,309 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-656100-000270`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-656100-000270`
Alternative APNs	`332826656100000270` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	2,088 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,837 sqft (0.341 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	2,007 sqft
Carport	Carport
Carport Area	2,007 sqft
Porch	Florida Room
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2002 8TH TER SE
City	WINTER HAVEN
State	FL
Zip	33880-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAHA WA MANOR UNIT 2 PB 40 PG 17 LOT 27
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	LAHA WA MANOR UNIT 2
Legal Tract	656100
Legal Block	1
Legal Lot Number	27
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1020
Census Tract	14005

Owner

2002 8th Ter SE is owned and occupied by an individual who acquired it in November 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Intrafamily Transfer, Transfer
Jun 25, 2021	Intrafamily Transfer, Transfer ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Feb 22, 2022	Re-recorded Document ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Feb 25, 2014 · Amount on File
Deed Document Number	2021141801
Deed Book / Page	11739 / 1671
Last Transfer Date	Nov 24, 2023
Transfer Doc	0000280826
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Dec 1, 2023
Property Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Document Number	0000280826
Book / Page	12925 / 790
Map Reference	MB 2 PG 40
Instrument Date	Nov 24, 2023
Instrument	2023280826
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 AVENUE T SE, WINTER HAVEN, FL 33880-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jun 25, 2021
Property Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Document Number	0000165664
Book / Page	11777 / 874
Map Reference	MB 40 PG 17
Instrument Date	Jun 18, 2021
Instrument	2021165664
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	POLK FL
Recording Date	Feb 22, 2022
Property Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Document Number	0000047913
Book / Page	12127 / 1977
Map Reference	MB 40 PG 17
Instrument Date	Jun 18, 2021
Instrument	2022047913
Record Updated	Mar 8, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 2, 2021
Property Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Document Number	0000141801
Book / Page	11739 / 1671
Map Reference	MB 40 PG 17
Instrument Date	May 26, 2021
Instrument	2021141801
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 8TH ST NE, 203, WINTER HAVEN, FL 33881-4713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2002 8TH TER SE, WAHNETA, FL 33880-4708

Mortgage

Document Number	0117391672
Date	Jun 2, 2021
Instrument	11739/1672

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2002 8TH TER SE, WINTER HAVEN, FL 33880-4708
Document Number	0106940776
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2002 8TH TER SE WINTER HAVEN FL 338804708, WINTER HAVEN, FL 33880-4708

Mortgage

Document Number	0106940776
Date	Dec 11, 2018
Book Page	010694/000776
Instrument	256438

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2002 8th Ter SE was $3,309 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,619 (-6.38%) Land $50,000 Building $221,619	$271,619 (-6.54%) Land $50,000 Building $221,619
2025	$3,309.00 Homeowner's exemption	$290,142	$290,633 Land $50,000 Building $240,633
2023	$3,991.00 (+8.69%)	$262,915 (+11.52%) Land $48,000 Building $214,915	$262,915 (+11.52%) Land $48,000 Building $214,915
2022	$3,672.00	$235,746 Land $40,000 Building $195,746	$235,746 Land $40,000 Building $195,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2002 8th Ter SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2002 8th Ter SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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