Clay County property record for 2002 7th St S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (6,955 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.650.0180 |
| Primary APN | 58.650.0180 |
|---|
| Lot Area | 6,955 sqft (0.16 acres) |
|---|
| Street Address | 2002 7TH ST S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-4158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RIVERSHORE HEIGHTS ADD SUBDIVISIONCD 58650 LOT 18 1 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 17 |
| Legal Subdivision | RIVERSHORE HEIGHTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20500 |
2002 7th St S is owner-occupied and held in a trust since November 2019.
Source: Clay County records, as of August 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2002 7TH ST S, MOORHEAD, MN 56560-4158 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2019 |
| Transfer Doc | 0000797440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 2002 7TH ST S, MOORHEAD, MN 56560-4158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000774301 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 774301 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 30, 2021 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2002 7th St S was $3,886 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 Homeowner's exemption | $259,700 (+1.96%) Land $37,800 Building $221,900 | $259,700 (+1.96%) Land $37,800 Building $221,900 |
| 2025 | $254,700 Land $41,400 Building $213,300 | $254,700 Land $41,400 Building $213,300 | |
| 2023 | $3,144.00 Homeowner's exemption | $225,700 Land $41,400 Building $184,300 | $225,700 Land $41,400 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2002 7th St S in Zone X, an area of moderate flood risk, though there have been 234 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 234 (1978–2011) |
| Claims Outside the SFHA | 148 of 234 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2002 7th St S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Otter Tail Telecom, Verizon.
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