2002 12th St, Eldora, IA 50627 Property Records

Hardin County property record for 2002 12th St, Eldora, IA 50627 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1993
Square Footage	1,286 sqft Living Area
Lot Size	11,527 sqft (0.265 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2023)
Tax Bill	$2,810.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`871908359011`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,286 sqft Living Area
1st Floor	986 sqft 1st Floor
Basement Area	986 sqft Basement
Finished Basement	986 sqft Finished
Unfinished Basement	986 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,527 sqft (0.265 acres)
Depth X Width	159 ft x 72 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	672 sqft Garage
Deck Area	353 sqft Deck
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	2002 12TH ST
City	ELDORA
State	IA
Zip	50627-2045
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BLOCK 6, DRAINS ADD, ELDORA LOT 10 EX S6.5' & S13' LOT 11 & W9' ST E/ADJ
Legal Subdivision	DRAINS ADD
Legal Block	6
Legal Lot Number	10,11
Jurisdiction	HARDIN IA
Minor Civil Division	ELDORA
Census Blockgroup	2
Census Block	2051
Census Tract	480600

Owner

Source: Hardin County records · APN 871908359011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2002 12TH ST, ELDORA, IA 50627-2045
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Dec 11, 2017 · Amount on Record
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN IA
Recording Date	Apr 15, 2026
Property Address	2002 12TH ST, ELDORA, IA 50627-2045
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Jul 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2002 12TH ST, ELDORA, IA 50627-2045

Mortgage

Date	Apr 15, 2026

Lender

Name	CENTRAL BANK

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.63%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hardin County
Municipality	Eldora City
Unified School District	Eldora-New Providence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,810.00	$134,810 (+37.39%) Land $4,610 Building $130,200	$134,810 (+37.39%) Land $4,610 Building $130,200
2024	$2,810.00 (+41.35%)
2023		$98,120 (+17.78%) Land $4,610 Building $93,510	$98,120 (+17.78%) Land $4,610 Building $93,510
2022	$1,988.00 Homeowner's exemption	$83,310 Land $4,610 Building $78,700
2021			$83,310 Land $4,610 Building $78,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (19083C), updated June 19, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 67% of Iowa
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.