Cook County property record for 20018 Oregon Trl, Olympia Fields, IL 60461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,648 sqft · built 1995 |
| Lot Size | 0.412 acres (17,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Apr 2005) |
| Tax Bill | $19,841 (2023) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-14-201-011 |
| Primary APN | 31-14-201-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,648 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,944 sqft (0.412 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 20018 OREGON TRL |
|---|---|
| City | OLYMPIA FIELDS |
| State | IL |
| Zip | 60461-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (TRAILS) OF (OLYMPIA) FIELDS (PHASE2) BNG A SUB OF PT OF THE NE OF SEC 14-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 14 |
| Legal Subdivision | TRAILS OF OLYMPIA FIELDS PHASE2 |
| Legal Phase | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 830005 |
20018 Oregon Trl is owned and occupied by an individual who bought it in April 2005.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20018 OREGON TRL, OLYMPIA FIELDS, IL 60461-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI SPROUT MTG |
| May 17, 2007 | Deed of Trust, Mortgage · Line of Credit WASHINGTON MUTUAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2005 · Amount on File |
| Deed Sale | Apr 25, 2005 · Amount on File |
| Prior Sale | Feb 1, 2005 |
| Deed Document Number | 200546200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20018 OREGON TRL, OLYMPIA FIELDS, IL 60461-1113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | GREAT LAKES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0018028174 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2318028174 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 10.6% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20018 OREGON TRL, OLYMPIA FIELDS, IL 60461-1113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008318052 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2208318052 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20018 OREGON TRL, OLYMPIA FIELDS, IL 60461-1113 |
| Document Number | 2005246528 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20018 OREGON TRL OLYMPIA FIELDS IL 604611113, OLYMPIA FIELDS, IL 60461-1113 |
| Document Number | 2005246528 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 5246528 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.31% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 20018 OREGON TRL, OLYMPIA FIELDS, IL 60461-1113 |
| Document Number | 1703147028 |
| Instrument Date | May 17, 2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20018 OREGON TRL OLYMPIA FIELDS IL 604611113, OLYMPIA FIELDS, IL 60461-1113 |
| Document Number | 1703147028 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 3147028 |
| Name | WASHINGTON MUTUAL BK |
|---|---|
| Type | Bank |
| Address | HENDERSON, NV 89014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 30, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Olympia Fields Village |
| Elementary School District | Matteson Elementary School District 162 (PK - 08) |
| Secondary School District | Rich Township High School District 227 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,911 Land $8,075 Building $40,836 | $489,110 Land $80,750 Building $408,360 | |
| 2023 | $19,841.00 (-33.81%) | ||
| 2022 | $29,974.00 Homeowner's exemption | $56,199 Land $7,177 Building $49,022 | $561,990 Land $71,770 Building $490,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20018 Oregon Trl in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20018 Oregon Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280 |
|---|---|
| Water Source | Purchased surface water from OAK LAWN |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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