20017 FM 974, Bryan, TX 77808 Property Records

Brazos County property record for 20017 FM 974, Bryan, TX 77808

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,419 sqft · built 2013
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,300 (Mar 2011)
Tax Bill	$6,610 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188500-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`188500-0000-0090`
Alternative APN	`88744`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,923 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	2,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Stone
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	846 sqft
Utility Building	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20017 FM 974
City	BRYAN
State	TX
Zip	77808-9798
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CEDAR OAKS ESTATES, LOT 9, ACRES 5.00
Legal Subdivision	CEDAR OAKS ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	BRAZOS TX
Township / Civil Division	NORTHEAST BRAZOS
Census Block Group	1
Census Block	1004
Census Tract	103

Owner

Source: Brazos County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20017 FM 974, BRYAN, TX 77808-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage AMERICA'S CHOICE HM LNS LP
Jul 6, 2017	Deed of Trust, Mortgage AMERICA'S CHOICE HM LNS LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2011 · Amount on Record
Deed Sale	Mar 4, 2011 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	20111085372
Deed Book / Page	10058 / 128
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	7967/105
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	20017 FM 974, BRYAN, TX 77808-9798
Document Number	0001352462
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20017 FM 974 BRYAN TX 778089798, BRYAN, TX 77808-9798

Mortgage

Document Number	0001352462
Date	Feb 13, 2019
Book Page	015145/000079
Instrument	1352462

Lender

Name	AMERICA'S CHOICE HM LNS LP
Type	Funding / Finance Company
Address	HOUSTON, TX 77024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	20017 FM 974, BRYAN, TX 77808-9798
Document Number	0001302881
Book / Page	014138 / 000181
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20017 FM 974 BRYAN TX 778089798, BRYAN, TX 77808-9798

Mortgage

Document Number	0001302881
Date	Jul 11, 2017
Book Page	014138/000181
Instrument	1302881

Lender

Name	AMERICA'S CHOICE HM LNS LP
Type	Funding / Finance Company
Address	HOUSTON, TX 77024

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2032

Tax Assessment & Valuation

Source: Brazos County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brazos County
Unified School District	Bryan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,141 (+21.47%)	$772,050 (+33.2%) Land $111,300 Building $660,750
2025	$6,610.00 (+26.05%) Homeowner's exemption	$562,381 (+25.96%)	$579,618 (+29.82%) Land $44,880 Building $534,738
2024	$5,244.00
2023		$446,488 Land $40,656 Building $405,832	$446,488 Land $40,656 Building $405,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WICKSON CREEK SUD serves 15,000 people · EPA ID TX0210005
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 974

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