20016 104th St E, Bonney Lake, WA 98391 Property Records

Pierce County property record for 20016 104th St E, Bonney Lake, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 1995
Lot Size	0.353 acres (15,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,719 (Jun 2018)
Tax Bill	$6,396 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`700025-0-820`

Property Details

APN / Parcel Number

Primary APN	`700025-0-820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	568 sqft
Upper Floors Area	1,150 sqft
Basement Area	568 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,367 sqft (0.353 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20016 104TH ST E
City	BONNEY LAKE
State	WA
Zip	98391-7989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 32 WILDERNESS RIDGE DIVISION THREE L 82 TOG/W 1/11TH INT TR D OUT OF 700016-0530 SEG E0050 MD 1-26-93MD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	WILDERNESS RIDGE DIVISION THREE
Legal Tract	D
Legal Lot Number	82
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1000
Census Tract	70310

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI NETWORK CAP FNDG
Sep 10, 2019	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAP FNDG
Jun 29, 2018	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	May 16, 2008 · Amount on Record
Deed Document Number	201878
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989

Mortgage

Document Number	0004240172
Date	Apr 24, 2025
Instrument	202504240172

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989
Document Number	2006120602
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20016 104TH ST E BONNEY LAKE WA 983917989, BONNEY LAKE, WA 98391-7989

Mortgage

Document Number	2006120602
Date	Jun 12, 2020
Instrument	202006120602

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989
Document Number	1909301176
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20016 104TH ST E BONNEY LAKE WA 983917989, BONNEY LAKE, WA 98391-7989

Mortgage

Document Number	1909301176
Date	Sep 30, 2019
Instrument	201909301176

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 29, 2018
Property Address	20016 104TH ST E, BONNEY LAKE, WA 98391-7989
Document Number	1806290078
Instrument Date	Jun 25, 2018
Instrument	201806290078
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20016 104TH ST E BONNEY LAKE WA 983917989, BONNEY LAKE, WA 98391-7989

Mortgage

Document Number	1806290079
Date	Jun 29, 2018
Instrument	201806290079

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,396.00 (+5.32%)	$517,300 (+12.92%) Land $247,300 Building $270,000	$517,300 (+12.92%) Land $247,300 Building $270,000
2025	$6,073.00 (+22.81%)
2024	$4,945.00 (+0.18%)	$458,100 (-3.17%) Land $242,800 Building $215,300	$458,100 (-3.17%) Land $242,800 Building $215,300
2023	$4,936.00	$473,100 Land $258,800 Building $214,300	$473,100 Land $258,800 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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