20014 45th Ln E, Spanaway, WA 98387 Property Records

Pierce County property record for 20014 45th Ln E, Spanaway, WA 98387 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 2010
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (May 2024)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500428-0-030`

Property Details

APN / Parcel Number

Primary APN	`500428-0-030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	440 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20014 45TH LN E
City	SPANAWAY
State	WA
Zip	98387-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 01 TOWNSHIP 18 RANGE 03 QUARTER 42 PLAT FIELD STONE LOT 3 TOG/W UND INT IN TRS A & C THRU I EASE OF RECORD OUT OF 03-18-01-3-007 & 245000-001-0 SEG 2008-0671 JU 2/25/08JU
Legal Range	03
Legal Township	18
Legal Section	01
Legal Subdivision	FIELD STONE
Legal Tract	A
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2012
Census Tract	71413

Owner

Source: Pierce County records · APN 500428-0-030

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7503 189TH STREET CT E, PUYALLUP, WA 98375-2372
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 23, 2017	Deed of Trust, Mortgage · VA Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Nov 02, 2021 · Amount on Record
Deed Document Number	2024189
Prior Transfer Date	May 20, 2024
Prior Transfer Doc	0000000201
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 02, 2021
Property Address	20014 45TH LN E, SPANAWAY, WA 98387-6777
Document Number	0011020264
Map Reference	DOC 200802065006
Instrument Date	Oct 28, 2021
Instrument	202111020264
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,648.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20014 45TH LN E, SPANAWAY, WA 98387-6777

Mortgage

Document Number	0011020265
Date	Nov 02, 2021
Instrument	202111020265

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20014 45TH LN E, SPANAWAY, WA 98387-6777
Document Number	1707310869
Instrument Date	Jul 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20014 45TH LN E SPANAWAY WA 983876777, SPANAWAY, WA 98387-6777

Mortgage

Document Number	1707310869
Date	Jul 31, 2017
Instrument	201707310869

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,400 (+13.04%) Land $139,300 Building $379,100	$518,400 (+13.04%) Land $139,300 Building $379,100
2025	$5,680.00 (+6.13%)
2024	$5,352.00 (-5.59%)	$458,600 (-7.61%) Land $142,700 Building $315,900	$458,600 (-7.61%) Land $142,700 Building $315,900
2023	$5,669.00	$496,400 Land $144,900 Building $351,500	$496,400 Land $144,900 Building $351,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 390 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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