2001 Willow Dr, Richmond, KY 40475 Property Records

Madison County property record for 2001 Willow Dr, Richmond, KY 40475

Property Summary

Property TypeCommercial
Lot Size0.639 acres (27,878 sqft)
OwnerCompany Name on Record
Last Sale$3,070,000 (Apr 2024)
Tax Bill$9,650 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0070-0002-0009-12A

Property Details

APN / Parcel Number

Primary APN0070-0002-0009-12A
Alternative APNs
  • 128356
  • 91216
  • 75811

Exterior

Lot Area27,878 sqft (0.639 acres)

Location & Zoning

Account Number75811
Street Address2001 WILLOW DR
CityRICHMOND
StateKY
Zip40475-8336
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionAUTUMN PLACE LOT 12A
Legal SubdivisionAUTUMN PLACE
Legal Lot Number12A
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2056
Census Tract10902

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address260 HAMBRICK DR, NICHOLASVILLE, KY 40356-6061
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CREDIT UNION
Apr 4, 2024Deed, Transfer · Commercial Mortgage
FIRST FINANCIAL BANK NA
Mar 28, 2024Deed, Transfer
Oct 8, 2019Deed of Trust, Mortgage · Commercial Mortgage
WINFIRST BANK
Dec 21, 2020Deed of Trust, Mortgage · Commercial Mortgage
WINFIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleMar 28, 2024 · Amount on Record
Deed Document Number2014197698
Deed Book / PageD850 / 608
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateAug 28, 2026
Property Address2001 WILLOW DR, RICHMOND, KY 40475-8336
Document Number0014372071
Book / Page2496 / 655
Instrument DateAug 26, 2026
Instrument202614372071
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014372071,
DateAug 28, 2026
Book Page2496/655
Instrument202614372071
Lender
NameCOMMONWEALTH CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 25, 2036
Interest
Max Rate-1%

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateApr 4, 2024
Property Address2001 WILLOW DR, RICHMOND, KY 40475-8336
Document Number00D850/608
Book / PageD850 / 608
Map ReferenceCAB 24 PG 339
Instrument DateMar 27, 2024
Instrument2014197698
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,070.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2501 LENLAKE CT, LEXINGTON, KY 40513-1426

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 HAMBRICK DR, NICHOLASVILLE, KY 40356-6061

Mortgage

Document Number2014197699
DateApr 4, 2024
Instrument2014197699
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueMar 27, 2049
Interest
Rate TypeAdjustable Rate

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMar 28, 2024
Property Address2001 WILLOW DR, RICHMOND, KY 40475-8336
Document Number00D850/353
Book / PageD850 / 353
Map ReferenceCAB 24 PG 339
Instrument DateMar 27, 2024
Instrument2014196633
Transaction TypeTransfer
Record UpdatedApr 8, 2024

Transaction

AmountAmount Recorded
Tax$2,605.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1029 MONARCH ST, LEXINGTON, KY 40513-1874

Transferred To (Grantee/Buyer)

NameVerified Name
Address2216 GULFSTREAM DR, LEXINGTON, KY 40504-3271

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address2001 WILLOW DR, RICHMOND, KY 40475-8336
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01892/663
DateOct 8, 2019
Book PageM01892/663
Instrument2014000162
Lender
NameWINFIRST BANK
TypeBank
AddressWINCHESTER, KY 40391
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address2001 WILLOW DR, RICHMOND, KY 40475-8336
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM02006/215
DateDec 21, 2020
Book PageM02006/215
Instrument2014026244
Lender
NameWINFIRST BANK
TypeBank
AddressWINCHESTER, KY 40391
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 15, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,650.00 (+28.38%) Additional exemption filed$1,023,333 (+32.04%)$1,023,333 (+32.04%)
2023$7,517.00 (-0.31%)$775,000 (-)$775,000 (-)
2022$7,540.00$775,000$775,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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