2001 Spencer Ave, Monroe, LA 71201 Property Records

Ouachita Parish property record for 2001 Spencer Ave, Monroe, LA 71201

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,510 sqft · built 1956
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jun 2020)
Tax Bill	$947 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Jun 2020 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`54081`

Property Details

APN / Parcel Number

Primary APN	`54081`
Alternative APN	`280055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Material	Shingle
Lot Area	11,064 sqft (0.254 acres)
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2001 SPENCER AVE
City	MONROE
State	LA
Zip	71201-2719
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 7 SQ 2 UNIT 1 SHOLARS ADDN
Legal Range	03
Legal Township	18
Legal Section	66
Legal Subdivision	SHOLARS SUBD UNIT 01
Legal Lot Number	7
Legal Unit	1
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

2001 Spencer Ave, a commercial property, is owned by two individuals who bought it in June 2020.

Source: Ouachita Parish records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2007	Deed of Trust, Mortgage IBERIABANK
Jun 8, 2020	Deed, Transfer · Stand-Alone First Mortgage BANCORPSOUTH BANK
May 23, 2018	Deed, Transfer BANCORPSOUTH BANK
Apr 1, 2015	Cash Sale Deed, Transfer FIRST SECURITY TITLE INC, FIRST SECURITY TITLE
Apr 1, 2015	Quit Claim Deed, Transfer FIRST SECURITY TITLE INC, FIRST SECURITY TITLE
Jul 13, 2009	Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	May 23, 2018 · Amount on File
Deed Document Number	20201800150
Deed Book / Page	2618 / 746
Prior Transfer Date	Mar 27, 2015
Prior Transfer Doc	002413/821
Record Updated	Jun 8, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002599/715
Date	Aug 13, 2007
Book Page	2599/715
Instrument	1494290

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount on Record

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jun 8, 2020
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Document Number	002618/746
Book / Page	2618 / 746
Instrument	1800150
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001800151
Date	Jun 8, 2020
Instrument	1800151

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	May 23, 2018
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Document Number	002545/905
Book / Page	2545 / 905
Instrument Date	May 22, 2018
Instrument	000001753826
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 SPENCER AVE, MONROE, LA 71201-2719

Mortgage

Document Number	0000003676/0000000587
Date	May 23, 2018
Book Page	0000003676/0000000587
Instrument	000001753827

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

April 2015: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 1, 2015
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Document Number	002413/826
Book / Page	2413 / 826
Map Reference	MB 8 PG 19
Instrument Date	Mar 27, 2015
Instrument	1671685
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST SECURITY TITLE INC, FIRST SECURITY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 FORSYTHE AVE, MONROE, LA 71201-2128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 SPENCER AVE, MONROE, LA 71201-2719

April 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 1, 2015
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Document Number	002413/821
Book / Page	2413 / 821
Map Reference	MB 8 PG 19
Instrument Date	Mar 27, 2015
Instrument	1671683
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST SECURITY TITLE INC, FIRST SECURITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3802 FORSYTHE AVE, MONROE, LA 71201-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7574, MONROE, LA 71211-7574

July 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jul 13, 2009
Property Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Document Number	002180/283
Book / Page	2180 / 283
Map Reference	MB8 PG19
Instrument Date	Jul 10, 2009
Instrument	1540676
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 SPENCER AVE, MONROE, LA 71201-2719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 SPENCER AVE, MONROE, LA 71201-2719
Investor	Possibly a Property Investor

Mortgage

Document Number	0001540677
Date	Jul 13, 2009
Instrument	1540677

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2001 Spencer Ave was $947, down 0.1% from the year before.

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00 (-0.11%)	$1,613 (-88.64%) Land $1,500 Building $113	$16,132 (-88.64%) Land $15,000 Building $1,132
2024	$948.00 (-7.51%)	$14,203 (-3.79%) Land $1,500 Building $12,703	$142,034 (-3.79%) Land $15,000 Building $127,034
2023	$1,025.00 (+3.96%)	$14,763 (-) Land $1,200 Building $13,563	$147,625 (-) Land $12,000 Building $135,625
2022	$986.00	$14,763 Land $1,200 Building $13,563	$147,625 Land $12,000 Building $135,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2001 Spencer Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 171 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	381 (1978–2025)
Claims Outside the SFHA	26 of 381
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 67 claims Severe Storms, Tornadoes & Flooding, May 1991 · 80 claims Severe Storms & Flooding, May 1989 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2001 Spencer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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