2001 Lone Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 2001 Lone Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,765 sqft · built 1975
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jan 2022)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-16-3004-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-16-3004-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Basement Area	1,765 sqft
Unfinished Basement	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2001 LONE RD
City	FREELAND
State	MI
Zip	48623-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 167 FT OF E 1/2 OF SW 1/4 5 ACRES SEC 16 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	16
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2017
Census Tract	12002

Owner

2001 Lone Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2001 LONE RD, FREELAND, MI 48623-8878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed, Transfer
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Deed Document Number	20221568
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000020743
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 19, 2023
Property Address	2001 LONE RD, FREELAND, MI 48623-8878
Document Number	0000020743
Instrument Date	Sep 15, 2023
Instrument	2023020743
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 LONE RD, FREELAND, MI 48623-8878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 LONE RD, FREELAND, MI 48623-8878

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 14, 2022
Property Address	2001 LONE RD, FREELAND, MI 48623-8878
Document Number	0000001568
Instrument Date	Jan 6, 2022
Instrument	2022001568
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 N MAPLE ST, 355, HEMLOCK, MI 48626-9345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 N PORTER ST, SAGINAW, MI 48602-4628

Mortgage

Document Number	0000001569
Date	Jan 14, 2022
Instrument	2022001569

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2001 Lone Rd was $4,706 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (+2.76%)	$290,000 (+2.76%)
2025	$4,706.00 Homeowner's exemption	$141,100	$282,200
2023		$115,300 (+6.37%)	$230,600 (+6.37%)
2022	$3,546.00 (+14.02%) Homeowner's exemption	$108,400	$216,800
2021	$3,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2001 Lone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2001 Lone Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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