2001 Lockard Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 2001 Lockard Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,391 sqft · built 1976
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Mar 2015)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Sep 2021 Refinance Oct 2025 Line of Credit + 6 more
APN	`0207001000550`

Property Details

APN / Parcel Number

Primary APN	`0207001000550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,391 sqft Living Area
1st Floor Area	1,391 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	390 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2001 LOCKARD AVE
City	CHESAPEAKE
State	VA
Zip	23320-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	2-4-6 BLK 82 N HGLDS SUB C
Legal Subdivision	NORFOLK HIGHLANDS F, G & H
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1020
Census Tract	20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4640 BACKWOODS RD, CHESAPEAKE, VA 23322-2455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 27, 2009	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN AND WHITAKER
May 10, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jun 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Nov 3, 2008	Warranty Deed, Transfer · VA Mortgage METLIFE HOME LOANS
Feb 11, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2015 · Amount on Record
Deed Sale	Mar 6, 2015 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Book / Page	9484 / 26
Prior Transfer Date	Jan 28, 2015
Prior Transfer Doc	9474/1522
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	10448/1015
Date	Sep 20, 2021
Book Page	10448/1015
Instrument	210042878

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Investor	Possibly a Property Investor

Mortgage

Document Number	010901/339
Date	Oct 3, 2025
Book Page	10901/339
Instrument	250022952

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000791/290
Date	Aug 27, 2009
Book Page	791/290

Lender

Name	TAYLOR BEAN AND WHITAKER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007073/380
Date	May 10, 2007
Book Page	7073/380

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010019/530
Date	Jun 6, 2019
Book Page	10019/530
Instrument	190013637

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10019/530
Date	Jun 6, 2019
Book Page	10019/530
Instrument	190013637

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 3, 2008
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Document Number	007637/514
Book / Page	7637 / 514
Instrument Date	Oct 10, 2008
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007637517
Date	Nov 3, 2008
Instrument	7637/517

Lender

Name	METLIFE HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 11, 2005
Property Address	2001 LOCKARD AVE, CHESAPEAKE, VA 23320-2314
Document Number	0005840/46
Book / Page	5840 / 46
Instrument Date	Oct 22, 2004
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584048
Date	Feb 11, 2005
Instrument	5840/48

Lender

Name	FIRST HORIZON HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,800 (+5.32%) Land $125,000 Building $167,800	$292,800 (+5.32%) Land $125,000 Building $167,800
2025	$2,808.00 (+44.59%)	$278,000 (+13.7%) Land $115,000 Building $163,000	$278,000 (+13.7%) Land $115,000 Building $163,000
2023		$244,500 (+6.44%) Land $100,000 Building $144,500	$244,500 (+6.44%) Land $100,000 Building $144,500
2022		$229,700 Land $95,000 Building $134,700	$229,700 Land $95,000 Building $134,700
2019	$1,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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