2001 Lake Bluff Rd, Bloomington, IL 61704 Property Records

McLean County property record for 2001 Lake Bluff Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,989 sqft · built 1982
Lot Size	0.231 acres (10,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,500 (Mar 2023)
Tax Bill	$6,146 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-278-008`

Property Details

APN / Parcel Number

Primary APN	`21-17-278-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,989 sqft Living Area
Gross Area	2,495 sqft
1st Floor Area	1,305 sqft
Basement Area	684 sqft
Finished Basement	684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,052 sqft (0.231 acres)
Lot Dimensions	115 ft deep x 100 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2001 LAKE BLUFF RD
City	BLOOMINGTON
State	IL
Zip	61704-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	BLOOMING GROVE SUB LOT 9
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	BLOOMING GROVE SUB
Legal Lot Number	9
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2020
Census Tract	2101

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-ILLINI CU
May 12, 2017	Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Document Number	20233347
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 16, 2023
Property Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253
Document Number	202300003347
Map Reference	DOC 78-15260
Instrument Date	Mar 9, 2023
Instrument	2023-00003347
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253

Mortgage

Document Number	202300003348
Date	Mar 16, 2023
Instrument	2023-00003348

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 3, 2022
Property Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253
Document Number	202200010094
Map Reference	DOC 78-15260
Instrument Date	May 27, 2022
Instrument	2022-00010094
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253

Mortgage

Document Number	202200010095
Date	Jun 3, 2022
Instrument	2022-00010095

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023330
Date	Sep 28, 2021
Instrument	2021-00023330

Lender

Name	MID-ILLINI CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2001 LAKE BLUFF RD, BLOOMINGTON, IL 61704-7253
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00008108
Date	May 12, 2017
Instrument	2017-00008108

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,792 (+42.02%) Land $16,984 Building $71,808	$266,376 (+42.02%) Land $50,952 Building $215,424
2024	$6,146.00 (+30.24%)
2023	$4,719.00 (+13.77%)	$62,520 (+16.46%) Land $13,623 Building $48,897	$187,560 (+16.46%) Land $40,869 Building $146,691
2022	$4,148.00	$53,682 Land $11,697 Building $41,985	$161,046 Land $35,091 Building $125,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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