2001 Judy Ranch Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2001 Judy Ranch Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,291 sqft · built 1983
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2023)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-35-016B`

Property Details

APN / Parcel Number

Primary APN	`206-35-016B`

Interior

Stories	1 Story
Building Area	1,291 sqft Living Area
1st Floor Area	1,291 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	138,521 sqft
Garage Type	Detached
Garage Area	720 sqft
Deck Area	Deck Area
Patio Area	212 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2001 JUDY RANCH RD
City	OVERGAARD
State	AZ
Zip	85933-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	SECTION 31,T12N,R17E: N 329.92 OF W 419.86 OF SW4 NW4 SW4
Legal Range	17E
Legal Township	12N
Legal Section	31
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1075
Census Tract	964202

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 W RAWHIDE AVE, GILBERT, AZ 85233-6339
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2022	Re-recorded Document LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Nov 18, 2022	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	20237553
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jun 9, 2023
Property Address	2001 JUDY RANCH RD, OVERGAARD, AZ 85933-5216
Document Number	0000007553
Instrument Date	Jun 7, 2023
Instrument	2023-07553
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 COUNTRY CENTER DR # DRF-190, DRF-190, PAGOSA SPRINGS, CO 81147-8379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 W RAWHIDE AVE, GILBERT, AZ 85233-6339

Mortgage

Document Number	0000007554
Date	Jun 9, 2023
Instrument	2023-07554

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	NAVAJO AZ
Recording Date	Dec 2, 2022
Property Address	2001 JUDY RANCH RD, OVERGAARD, AZ 85933-5216
Document Number	0000022196
Instrument Date	Nov 10, 2022
Instrument	2022-22196
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20524 W CRESCENT DR, BUCKEYE, AZ 85396-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 COUNTRY CENTER DR, PAGOSA SPRINGS, CO 81147-8379

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 18, 2022
Property Address	2001 JUDY RANCH RD, OVERGAARD, AZ 85933-5216
Document Number	0000021506
Instrument Date	Nov 10, 2022
Instrument	2022-21506
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 COUNTRY CENTER DR # F-190, F, PAGOSA SPRINGS, CO 81147-8958

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 8, 2021
Property Address	2001 JUDY RANCH RD, OVERGAARD, AZ 85933-5216
Document Number	0000019992
Instrument Date	Jul 27, 2021
Instrument	2021-19992
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 19TH ST, VERO BEACH, FL 32960-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20524 W CRESCENT DR, BUCKEYE, AZ 85396-3644

Mortgage

Document Number	0000019993
Date	Sep 8, 2021
Instrument	2021-19993

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$372,536 (+0.78%) Land $104,102 Building $268,434
2026			$369,658 (+2.23%) Land $96,379 Building $273,279
2025	$2,370.00 (+4.22%)	$36,158 (+1.48%) Land $11,228 Building $24,930	$361,583 (+1.48%) Land $112,280 Building $249,303
2024		$35,630 Land $9,332 Building $26,298	$356,298 Land $93,321 Building $262,977
2023	$2,274.00 (+4.89%)
2022	$2,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 92% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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