2001 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2001 Elm St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1926
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Aug 2021)
Tax Bill$2,066 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNT060700339

Property Details

APN / Parcel Number

Primary APNT060700339
Alternative APN
  • 6-009B-0007-00-0002.1000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Living Area
Gross Area1,632 sqft
1st Floor Area816 sqft
Basement Area816 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT060700339
Street Address2001 ELM ST
CitySAINT CHARLES
StateMO
Zip63301-1757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE HAUTE COMMON FIELDS
Legal SubdivisionUS SURV 179 & 180
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2008
Census Tract310601

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2001 ELM ST, SAINT CHARLES, MO 63301-1757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Apr 27, 2017Deed of Trust, Mortgage
STIFEL BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleJun 6, 2001 · Amount on Record
Deed Document Number202165390
Last Transfer DateFeb 9, 2022
Transfer Doc0000012275
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 4, 2021
Property Address2001 ELM ST, SAINT CHARLES, MO 63301-1757
Document Number2021R065390
Instrument DateAug 2, 2021
Instrument2021R-065390
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11820 CONWAY RD, 11820, SAINT LOUIS, MO 63131-2413

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 ELM ST, SAINT CHARLES, MO 63301-1757

Mortgage

Document Number2021R065391
DateAug 4, 2021
Instrument2021R-065391
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2001 ELM ST, SAINT CHARLES, MO 63301-1757
Document Number0067341299
Book / Page006734 / 001299
Instrument DateApr 27, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11700 BROOKBEND DR DES PERES MO 631314203, DES PERES, MO 63131-4203

Mortgage

Document Number0067341299
DateApr 27, 2017
Book Page006734/001299
Instrument254610
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueApr 26, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,770 (-)$172,476 (-) Land $57,375 Building $115,101
2025$2,066.00$32,770 (+0.72%)$172,476 (+0.72%) Land $57,375 Building $115,101
2023$32,536
2022$171,241 Land $57,375 Building $113,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2017)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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