2001 E 28th St, Des Moines, IA 50317 Property Records

Polk County property record for 2001 E 28th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1959
Lot Size	0.557 acres (24,248 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2022)
Tax Bill	$5,902 (2024)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07789-003-001`

Property Details

APN / Parcel Number

Primary APN	`060/07789-003-001`
Alternative APN	`792331279046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,844 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,248 sqft (0.557 acres)
Lot Width	166 ft Width
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Patio Area	253 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2001 E 28TH ST
City	DES MOINES
State	IA
Zip	50317-6155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S56F W 150.65F E 351.15F & N 50F S 106F W 150.65F E 351.15F LOT 3 SUB DIV LOT 3 OP E 1/2 SEC 31-79-23; AND LOT 2 RONALD PLACE PLAT 1
Legal Range	23W
Legal Township	79N
Legal Section	31
Legal Subdivision	RONALD PLACE PLAT 1
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2005
Census Tract	202

Owner

Source: Polk County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2001 E 28TH ST, DES MOINES, IA 50317-6155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
May 29, 2020	Warranty Deed, Transfer · Conventional with PMI BANKERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	202287855
Deed Book / Page	19335 / 751
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 26, 2026
Property Address	2001 E 28TH ST, DES MOINES, IA 50317-6155
Document Number	0000030261
Book / Page	20529 / 485
Instrument Date	May 18, 2026
Instrument	202630261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 E 28TH ST, DES MOINES, IA 50317-6155

Mortgage

Document Number	0000030261,
Date	May 26, 2026
Book Page	20529/485
Instrument	202630261

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Apr 13, 2026
Property Address	2001 E 28TH ST, DES MOINES, IA 50317-6155
Document Number	0000020482
Book / Page	20481 / 558
Instrument Date	Apr 6, 2026
Instrument	202620482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 E 28TH ST, DES MOINES, IA 50317-6155

Mortgage

Document Number	0000020482,
Date	Apr 13, 2026
Book Page	20481/558
Instrument	202620482

Lender

Name	LAND HOME FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 23, 2022
Property Address	2001 E 28TH ST, DES MOINES, IA 50317-6155
Document Number	0000087855
Book / Page	19335 / 751
Map Reference	PLAT NO 1
Instrument Date	Nov 18, 2022
Instrument	2022-00087855
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 E 28TH ST, DES MOINES, IA 50317-6155

Mortgage

Document Number	0000087856
Date	Nov 23, 2022
Instrument	2022-00087856

Lender

Name	DEEPHAVEN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 29, 2020
Property Address	2001 E 28TH ST, DES MOINES, IA 50317-6155
Document Number	0000102067
Book / Page	017859 / 000265
Instrument Date	May 22, 2020
Instrument	102067
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 E 28TH ST DES MOINES IA 503176155, DES MOINES, IA 50317-6155

Mortgage

Document Number	102069
Date	May 29, 2020
Book Page	017859/000270
Instrument	102069

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$327,000 (+9%) Land $45,100 Building $281,900	$327,000 (+9%) Land $45,100 Building $281,900
2024	$5,902.00 (+10.73%)
2023		$300,000 Land $40,800 Building $259,200	$300,000 Land $40,800 Building $259,200
2020	$5,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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